Which returned more over the last year, SDY or SGOV?

In the year to Sep 12, 2026, with distributions reinvested, SDY returned +11.0% and SGOV returned +3.8%, so SDY returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SDY or SGOV?

SDY charges 0.35% a year and SGOV charges 0.09%, so SGOV is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SDY vs SGOV: how they differ

SDY is an equity index fund and SGOV a short-term Treasury fund, and over the year SDY returned more, +11.0% against +3.8%.

State Street(R) SPDR(R) S&P(R) Dividend ETF and iShares 0-3 Month Treasury Bond ETF.

SDY and SGOV on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SDY State Street(R) SPDR(R) S&P(R) Dividend ETF	SGOV iShares 0-3 Month Treasury Bond ETF
Where it sits	Core index fund	Core index fund
Issuer	State Street	iShares
What it is	SPDR S&P Dividend	0-3 month T-bills
Total return, 1 year	+11.0%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−6.5 pts	−13.7 pts
Expense ratio	0.35%	0.09%
Holdings	155	not filed

SDY in plain words

SDY is an index equity fund tracking the SPDR S&P Dividend. Over the year to Sep 11, 2026 it returned +11.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 85% of the fund by weight is stocks the S&P 500 also holds, across 155 positions, with the top ten at 17.1%. It sat 3.9% below its high of Aug 24, 2026 on Sep 11, 2026.

SGOV in plain words

SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.

Questions people ask

Which returned more over the last year, SDY or SGOV?: In the year to Sep 12, 2026, with distributions reinvested, SDY returned +11.0% and SGOV returned +3.8%, so SDY returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SDY or SGOV?: SDY charges 0.35% a year and SGOV charges 0.09%, so SGOV is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SDY against SGOV, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SDY against SGOV, data as of Sep 12, 2026. https://etfiq.com/compare/any/SDY-SGOV Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources