Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.
SDTY vs VTI
YieldMax(R) S&P 500 0DTE Covered Call Strategy ETF and Vanguard Total Stock Market Index Fund.
What they hold in common
By the books each fund has filed, SDTY and VTI hold 0% of their money in the same securities at the same weight.
| Only in SDTY | Only in VTI |
|---|---|
| TREASURY BILL 92.47% | NVIDIA Corp 6.37% |
| TREASURY BILL 3.84% | Apple Inc 5.88% |
| TREASURY BILL 3.68% | Microsoft Corp 3.84% |
| Amazon.com Inc 3.19% | |
| Alphabet Inc 2.90% | |
| Broadcom Inc 2.48% | |
| Alphabet Inc 2.29% | |
| Micron Technology Inc 1.80% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings as filed for Apr 30, 2026 and Jun 30, 2026.
| SDTY YieldMax(R) S&P 500 0DTE Covered Call Strategy ETF | VTI Vanguard Total Stock Market Index Fund | |
|---|---|---|
| Where it sits | Income desk | Core fund |
| Issuer | YieldMax | Vanguard |
| What it is | 0DTE covered call, vs SPY | US total market |
| Total return, 1 year | +18.8% | +20.0% |
| S&P 500 over the same days | +20.0% | +20.0% |
| Gap to the S&P 500 | −1.2 pts | +0.0 pts |
| Cash paid, 1 year | 24.8% | not an income fund |
| Expense ratio | 1.08% | 0.03% |
| Holdings | n/a | 3531 |
SDTY in plain words
Over the year to Sep 4, 2026, SDTY paid 24.8% of its starting value in cash distributions while its price fell 8.4%. With every distribution reinvested, the fund returned +18.8%. S&P 500 (SPY) returned +20.0% over the same days, so a holder was behind by 1.2 pts. At its price on Sep 4, 2026 the latest distribution annualises to 20.9%, paid weekly. YieldMax estimates that 43% of the distribution paid Sep 3, 2026 was a return of capital (19a-1 notice, estimated, a tax characterisation rather than a measure of erosion).
VTI in plain words
VTI is a index equity fund tracking US total market. Over the year to Sep 4, 2026 it returned +20.0% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.
Questions people ask
- Which returned more over the last year, SDTY or VTI?
- In the year to Sep 4, 2026, with distributions reinvested, SDTY returned +18.8% and VTI returned +20.0%, so VTI returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SDTY or VTI?
- SDTY charges 1.08% a year and VTI charges 0.03%, so VTI is cheaper. Fees come from each fund's prospectus.
- Are SDTY and VTI the same kind of fund?
- No. SDTY is an option-income ETF and VTI is an index ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SDTY against VTI, data as of Sep 4, 2026. https://etfiq.com/compare/any/SDTY-VTI.html Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources