Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.
SCHD vs SDTY
Schwab U.S. Dividend Equity ETF and YieldMax(R) S&P 500 0DTE Covered Call Strategy ETF.
What they hold in common
By the books each fund has filed, SCHD and SDTY hold 0% of their money in the same securities at the same weight.
| Only in SCHD | Only in SDTY |
|---|---|
| QUALCOMM Inc 6.75% | TREASURY BILL 92.47% |
| Texas Instruments Inc 5.92% | TREASURY BILL 3.84% |
| UnitedHealth Group Inc 5.10% | TREASURY BILL 3.68% |
| Coca-Cola Co/The 3.96% | |
| Merck & Co Inc 3.87% | |
| Chevron Corp 3.84% | |
| Verizon Communications Inc 3.66% | |
| Procter & Gamble Co/The 3.55% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings as filed for Apr 30, 2026 and May 31, 2026.
| SCHD Schwab U.S. Dividend Equity ETF | SDTY YieldMax(R) S&P 500 0DTE Covered Call Strategy ETF | |
|---|---|---|
| Where it sits | Core fund | Income desk |
| Issuer | Schwab | YieldMax |
| What it is | US dividend | 0DTE covered call, vs SPY |
| Total return, 1 year | +30.3% | +18.8% |
| S&P 500 over the same days | +20.0% | +20.0% |
| Gap to the S&P 500 | +10.3 pts | −1.2 pts |
| Cash paid, 1 year | not an income fund | 24.8% |
| Expense ratio | 0.06% | 1.08% |
| Holdings | 99 | n/a |
SCHD in plain words
SCHD is a index equity fund tracking US dividend. Over the year to Sep 4, 2026 it returned +30.3% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%.
SDTY in plain words
Over the year to Sep 4, 2026, SDTY paid 24.8% of its starting value in cash distributions while its price fell 8.4%. With every distribution reinvested, the fund returned +18.8%. S&P 500 (SPY) returned +20.0% over the same days, so a holder was behind by 1.2 pts. At its price on Sep 4, 2026 the latest distribution annualises to 20.9%, paid weekly. YieldMax estimates that 43% of the distribution paid Sep 3, 2026 was a return of capital (19a-1 notice, estimated, a tax characterisation rather than a measure of erosion).
Questions people ask
- Which returned more over the last year, SCHD or SDTY?
- In the year to Sep 4, 2026, with distributions reinvested, SCHD returned +30.3% and SDTY returned +18.8%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHD or SDTY?
- SCHD charges 0.06% a year and SDTY charges 1.08%, so SCHD is cheaper. Fees come from each fund's prospectus.
- Are SCHD and SDTY the same kind of fund?
- No. SCHD is an index ETF and SDTY is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHD against SDTY, data as of Sep 4, 2026. https://etfiq.com/compare/any/SCHD-SDTY.html Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources