Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHP vs XOP: how they differ
SCHP and XOP hold 0% of their weight in the same names, and XOP returned more over the year.
Schwab U.S. TIPS ETF and State Street(R) SPDR(R) S&P(R) Oil & Gas Exploration & Production ETF.
What they hold in common
By the books each fund has filed, SCHP and XOP hold 0% of their money in the same securities at the same weight.
| Only in SCHP | Only in XOP |
|---|---|
| United States Treasury 4.09% | Texas Pacific Land Corp 3.17% |
| United States Treasury 4.03% | PBF Energy Inc 2.91% |
| United States Treasury 4.02% | Delek US Holdings Inc 2.81% |
| United States Treasury 3.79% | Expand Energy Corp 2.80% |
| United States Treasury 3.62% | CNX Resources Corp 2.78% |
| United States Treasury 3.42% | EQT Corp 2.75% |
| United States Treasury 3.39% | Valero Energy Corp 2.75% |
| United States Treasury 3.38% | Antero Resources Corp 2.68% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| SCHP Schwab U.S. TIPS ETF | XOP State Street(R) SPDR(R) S&P(R) Oil & Gas Exploration & Production ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | State Street |
| What it is | US TIPS | SPDR S&P Oil & Gas Exploration & Production |
| Total return, 1 year | −0.8% | +52.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −18.4 pts | +34.9 pts |
| Expense ratio | 0.03% | 0.35% |
| Holdings | 48 | 51 |
SCHP in plain words
SCHP is a bond fund tracking the US TIPS. Over the year to Sep 11, 2026 it returned −0.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.
XOP in plain words
XOP is a commodity fund tracking the SPDR S&P Oil & Gas Exploration & Production. Over the year to Sep 11, 2026 it returned +52.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. It sat 26.8% below its high of Jun 23, 2014 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SCHP or XOP?
- In the year to Sep 12, 2026, with distributions reinvested, SCHP returned −0.8% and XOP returned +52.4%, so XOP returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHP or XOP?
- SCHP charges 0.03% a year and XOP charges 0.35%, so SCHP is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHP against XOP, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHP-XOP Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources