Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHH vs XLC: how they differ
SCHH and XLC hold 0% of their weight in the same names, and SCHH returned more over the year.
Schwab U.S. REIT ETF and State Street(R) Communication Services Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, SCHH and XLC hold 0% of their money in the same securities at the same weight.
| Only in SCHH | Only in XLC |
|---|---|
| Welltower Inc 9.64% | Meta Platforms Inc 19.93% |
| Prologis Inc 8.97% | Alphabet Inc 13.10% |
| Equinix Inc 4.89% | Alphabet Inc 10.44% |
| Simon Property Group Inc 4.48% | Take-Two Interactive Software Inc 5.26% |
| Digital Realty Trust Inc 4.36% | Netflix Inc 4.84% |
| American Tower Corp 4.35% | Comcast Corp 4.71% |
| Realty Income Corp 4.00% | Warner Bros Discovery Inc 4.67% |
| Public Storage 3.41% | Electronic Arts Inc 4.64% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| SCHH Schwab U.S. REIT ETF | XLC State Street(R) Communication Services Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | State Street |
| What it is | US REIT | Communication services |
| Total return, 1 year | +9.8% | −2.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −7.7 pts | −19.5 pts |
| Expense ratio | 0.07% | 0.08% |
| Already in the S&P 500 | 74.0% | 100.0% |
| Holdings | 117 | 23 |
SCHH in plain words
SCHH is an index equity fund tracking the US REIT. Over the year to Sep 11, 2026 it returned +9.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for May 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 49.8%. It sat 6.7% below its high of Jul 24, 2026 on Sep 11, 2026.
XLC in plain words
XLC is an index equity fund tracking the Communication services. Over the year to Sep 11, 2026 it returned −2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 76.2%. It sat 5.7% below its high of Jan 30, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SCHH or XLC?
- In the year to Sep 12, 2026, with distributions reinvested, SCHH returned +9.8% and XLC returned −2.0%, so SCHH returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHH or XLC?
- SCHH charges 0.07% a year and XLC charges 0.08%, so SCHH is cheaper. Fees come from each fund's prospectus.
- How much do SCHH and XLC overlap with the S&P 500?
- By their latest filed holdings, 74% of SCHH and 100% of XLC by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHH against XLC, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHH-XLC Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources