Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
AGG vs SCHH: how they differ
AGG is a bond index fund and SCHH an equity index fund, and over the year SCHH returned more, +9.8% against −0.7%.
iShares Core U.S. Aggregate Bond ETF and Schwab U.S. REIT ETF.
| AGG iShares Core U.S. Aggregate Bond ETF | SCHH Schwab U.S. REIT ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | Schwab |
| What it is | US aggregate bonds | US REIT |
| Total return, 1 year | −0.7% | +9.8% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −18.2 pts | −7.7 pts |
| Expense ratio | 0.03% | 0.07% |
| Holdings | not filed | 117 |
AGG in plain words
AGG is a bond fund tracking the US aggregate bonds. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.7% below its high of Aug 4, 2020 on Sep 11, 2026.
SCHH in plain words
SCHH is an index equity fund tracking the US REIT. Over the year to Sep 11, 2026 it returned +9.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for May 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 49.8%. It sat 6.7% below its high of Jul 24, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, AGG or SCHH?
- In the year to Sep 12, 2026, with distributions reinvested, AGG returned −0.7% and SCHH returned +9.8%, so SCHH returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, AGG or SCHH?
- AGG charges 0.03% a year and SCHH charges 0.07%, so AGG is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, AGG against SCHH, data as of Sep 12, 2026. https://etfiq.com/compare/any/AGG-SCHH Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources