Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHH vs VGIT: how they differ
SCHH and VGIT hold 0% of their weight in the same names, and SCHH returned more over the year.
Schwab U.S. REIT ETF and Vanguard Intermediate-Term Treasury Index Fund.
What they hold in common
By the books each fund has filed, SCHH and VGIT hold 0% of their money in the same securities at the same weight.
| Only in SCHH | Only in VGIT |
|---|---|
| Welltower Inc 9.64% | United States Treasury Note/Bond 1.97% |
| Prologis Inc 8.97% | United States Treasury Note/Bond 1.94% |
| Equinix Inc 4.89% | United States Treasury Note/Bond 1.92% |
| Simon Property Group Inc 4.48% | United States Treasury Note/Bond 1.92% |
| Digital Realty Trust Inc 4.36% | United States Treasury Note/Bond 1.92% |
| American Tower Corp 4.35% | United States Treasury Note/Bond 1.89% |
| Realty Income Corp 4.00% | United States Treasury Note/Bond 1.89% |
| Public Storage 3.41% | United States Treasury Note/Bond 1.87% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.
| SCHH Schwab U.S. REIT ETF | VGIT Vanguard Intermediate-Term Treasury Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Vanguard |
| What it is | US REIT | Intermediate-Term Treasury |
| Total return, 1 year | +9.8% | −1.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −7.7 pts | −18.7 pts |
| Expense ratio | 0.07% | 0.03% |
| Holdings | 117 | 103 |
SCHH in plain words
SCHH is an index equity fund tracking the US REIT. Over the year to Sep 11, 2026 it returned +9.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for May 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 49.8%. It sat 6.7% below its high of Jul 24, 2026 on Sep 11, 2026.
VGIT in plain words
VGIT is a bond fund tracking the Intermediate-Term Treasury. Over the year to Sep 11, 2026 it returned −1.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.7% below its high of Aug 4, 2020 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SCHH or VGIT?
- In the year to Sep 12, 2026, with distributions reinvested, SCHH returned +9.8% and VGIT returned −1.2%, so SCHH returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHH or VGIT?
- SCHH charges 0.07% a year and VGIT charges 0.03%, so VGIT is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHH against VGIT, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHH-VGIT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources