Which returned more over the last year, SCHH or VBIL?

In the year to Sep 12, 2026, with distributions reinvested, SCHH returned +9.8% and VBIL returned +3.8%, so SCHH returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHH or VBIL?

SCHH charges 0.07% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHH vs VBIL: how they differ

SCHH and VBIL hold 0% of their weight in the same names, and SCHH returned more over the year.

Schwab U.S. REIT ETF and Vanguard 0-3 Month Treasury Bill ETF.

What they hold in common

By the books each fund has filed, SCHH and VBIL hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHH	Only in VBIL
Welltower Inc 9.64%	United States Treasury Bill 6.78%
Prologis Inc 8.97%	United States Treasury Bill 6.10%
Equinix Inc 4.89%	United States Treasury Bill 5.61%
Simon Property Group Inc 4.48%	United States Treasury Bill 5.41%
Digital Realty Trust Inc 4.36%	United States Treasury Bill 5.18%
American Tower Corp 4.35%	United States Treasury Bill 5.17%
Realty Income Corp 4.00%	United States Treasury Bill 5.15%
Public Storage 3.41%	United States Treasury Bill 5.13%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

SCHH and VBIL on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SCHH Schwab U.S. REIT ETF	VBIL Vanguard 0-3 Month Treasury Bill ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	Vanguard
What it is	US REIT	0-3 Month Treasury Bill
Total return, 1 year	+9.8%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−7.7 pts	−13.7 pts
Expense ratio	0.07%	0.06%
Holdings	117	26

SCHH in plain words

SCHH is an index equity fund tracking the US REIT. Over the year to Sep 11, 2026 it returned +9.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for May 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 49.8%. It sat 6.7% below its high of Jul 24, 2026 on Sep 11, 2026.

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, SCHH or VBIL?: In the year to Sep 12, 2026, with distributions reinvested, SCHH returned +9.8% and VBIL returned +3.8%, so SCHH returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHH or VBIL?: SCHH charges 0.07% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHH against VBIL, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHH against VBIL, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHH-VBIL Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources