Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHH vs USMV: how they differ
SCHH and USMV hold 2% of their weight in the same names, and SCHH returned more over the year.
Schwab U.S. REIT ETF and iShares MSCI USA Min Vol Factor ETF.
What they hold in common
By the books each fund has filed, SCHH and USMV hold 2% of their money in the same securities at the same weight.
| Holding | SCHH | USMV |
|---|---|---|
| Welltower Inc | 9.64% | 0.80% |
| Realty Income Corp | 4.00% | 0.72% |
| Sun Communities Inc | 1.02% | 0.54% |
| Ventas Inc | 2.85% | 0.17% |
| Only in SCHH | Only in USMV |
|---|---|
| Prologis Inc 8.97% | CISCO SYSTEMS, INC. 1.81% |
| Equinix Inc 4.89% | NVIDIA CORPORATION 1.64% |
| Simon Property Group Inc 4.48% | EXXON MOBIL CORPORATION 1.60% |
| Digital Realty Trust Inc 4.36% | MICROSOFT CORPORATION 1.56% |
| American Tower Corp 4.35% | DUKE ENERGY CORPORATION 1.55% |
| Public Storage 3.41% | THE SOUTHERN COMPANY 1.53% |
| Crown Castle Inc 2.83% | AMPHENOL CORPORATION 1.51% |
| Iron Mountain Inc 2.69% | Chubb Limited 1.50% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and May 31, 2026.
| SCHH Schwab U.S. REIT ETF | USMV iShares MSCI USA Min Vol Factor ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | iShares |
| What it is | US REIT | MSCI USA Min Vol Factor |
| Total return, 1 year | +9.8% | +6.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −7.7 pts | −10.9 pts |
| Expense ratio | 0.07% | 0.15% |
| Already in the S&P 500 | 74.0% | 94.8% |
| Holdings | 117 | 170 |
SCHH in plain words
SCHH is an index equity fund tracking the US REIT. Over the year to Sep 11, 2026 it returned +9.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for May 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 49.8%. It sat 6.7% below its high of Jul 24, 2026 on Sep 11, 2026.
USMV in plain words
USMV is an index equity fund tracking the MSCI USA Min Vol Factor. Over the year to Sep 11, 2026 it returned +6.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. By its holdings filed for Apr 30, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 170 positions, with the top ten at 15.7%.
Questions people ask
- Which returned more over the last year, SCHH or USMV?
- In the year to Sep 12, 2026, with distributions reinvested, SCHH returned +9.8% and USMV returned +6.6%, so SCHH returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHH or USMV?
- SCHH charges 0.07% a year and USMV charges 0.15%, so SCHH is cheaper. Fees come from each fund's prospectus.
- How much do SCHH and USMV overlap with the S&P 500?
- By their latest filed holdings, 74% of SCHH and 95% of USMV by weight is stocks the S&P 500 already holds. Between the two funds, 2% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHH against USMV, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHH-USMV Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources