Which returned more over the last year, SCHH or SGOV?

In the year to Sep 12, 2026, with distributions reinvested, SCHH returned +9.8% and SGOV returned +3.8%, so SCHH returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHH or SGOV?

SCHH charges 0.07% a year and SGOV charges 0.09%, so SCHH is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHH vs SGOV: how they differ

SCHH is an equity index fund and SGOV a short-term Treasury fund, and over the year SCHH returned more, +9.8% against +3.8%.

Schwab U.S. REIT ETF and iShares 0-3 Month Treasury Bond ETF.

SCHH and SGOV on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SCHH Schwab U.S. REIT ETF	SGOV iShares 0-3 Month Treasury Bond ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	iShares
What it is	US REIT	0-3 month T-bills
Total return, 1 year	+9.8%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−7.7 pts	−13.7 pts
Expense ratio	0.07%	0.09%
Holdings	117	not filed

SCHH in plain words

SCHH is an index equity fund tracking the US REIT. Over the year to Sep 11, 2026 it returned +9.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for May 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 49.8%. It sat 6.7% below its high of Jul 24, 2026 on Sep 11, 2026.

SGOV in plain words

SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.

Questions people ask

Which returned more over the last year, SCHH or SGOV?: In the year to Sep 12, 2026, with distributions reinvested, SCHH returned +9.8% and SGOV returned +3.8%, so SCHH returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHH or SGOV?: SCHH charges 0.07% a year and SGOV charges 0.09%, so SCHH is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHH against SGOV, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHH against SGOV, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHH-SGOV Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources