Which returned more over the last year, SCHF or VTEB?

In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and VTEB returned +0.2%, so SCHF returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHF or VTEB?

SCHF charges 0.03% a year and VTEB charges 0.03%, so SCHF is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHF vs VTEB: how they differ

SCHF and VTEB hold 0% of their weight in the same names, and SCHF returned more over the year.

Schwab International Equity ETF and Vanguard Tax-Exempt Bond Index Fund.

What they hold in common

By the books each fund has filed, SCHF and VTEB hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHF	Only in VTEB
SK hynix Inc 2.83%	University of California 0.12%
ASML Holding NV 2.12%	Triborough Bridge & Tunnel Authority 0.12%
HSBC Holdings PLC 1.09%	Colorado State Education Loan Program 0.11%
Novartis AG 0.98%	State of California 0.11%
AstraZeneca PLC 0.94%	New York City Transitional Finance Autho 0.09%
Royal Bank of Canada 0.91%	Dallas Independent School District 0.09%
Nestle SA 0.88%	New York State Dormitory Authority 0.09%
Shell PLC 0.81%	Ohio Water Development Authority Water P 0.09%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and May 31, 2026.

SCHF and VTEB on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SCHF Schwab International Equity ETF	VTEB Vanguard Tax-Exempt Bond Index Fund
Where it sits	Core index fund	Core index fund
Issuer	Schwab	Vanguard
What it is	International Equity	Tax-Exempt Bond
Total return, 1 year	+25.4%	+0.2%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	+8.0 pts	−17.3 pts
Expense ratio	0.03%	0.03%
Holdings	1476	10185

SCHF in plain words

SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.

VTEB in plain words

VTEB is a bond fund tracking the Tax-Exempt Bond. Over the year to Sep 11, 2026 it returned +0.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. It sat 3.6% below its high of Jul 6, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, SCHF or VTEB?: In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and VTEB returned +0.2%, so SCHF returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHF or VTEB?: SCHF charges 0.03% a year and VTEB charges 0.03%, so SCHF is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHF against VTEB, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHF against VTEB, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHF-VTEB Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources