Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHF vs VPU: how they differ
SCHF and VPU hold 0% of their weight in the same names, and SCHF returned more over the year.
Schwab International Equity ETF and Vanguard Utilities Index Fund.
What they hold in common
By the books each fund has filed, SCHF and VPU hold 0% of their money in the same securities at the same weight.
| Only in SCHF | Only in VPU |
|---|---|
| SK hynix Inc 2.83% | NextEra Energy Inc 11.84% |
| ASML Holding NV 2.12% | Southern Co/The 6.70% |
| HSBC Holdings PLC 1.09% | Duke Energy Corp 6.31% |
| Novartis AG 0.98% | Constellation Energy Corp 5.86% |
| AstraZeneca PLC 0.94% | American Electric Power Co Inc 4.47% |
| Royal Bank of Canada 0.91% | Sempra 3.85% |
| Nestle SA 0.88% | Dominion Energy Inc 3.78% |
| Shell PLC 0.81% | Vistra Corp 3.59% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.
| SCHF Schwab International Equity ETF | VPU Vanguard Utilities Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Vanguard |
| What it is | International Equity | Utilities |
| Total return, 1 year | +25.4% | +2.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +8.0 pts | −15.4 pts |
| Expense ratio | 0.03% | 0.09% |
| Already in the S&P 500 | 0.0% | 90.1% |
| Holdings | 1476 | 66 |
SCHF in plain words
SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.
VPU in plain words
VPU is an index equity fund tracking the Utilities. Over the year to Sep 11, 2026 it returned +2.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year. By its holdings filed for May 31, 2026, 90% of the fund by weight is stocks the S&P 500 also holds, across 66 positions, with the top ten at 52.7%. It sat 9.8% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SCHF or VPU?
- In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and VPU returned +2.1%, so SCHF returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHF or VPU?
- SCHF charges 0.03% a year and VPU charges 0.09%, so SCHF is cheaper. Fees come from each fund's prospectus.
- How much do SCHF and VPU overlap with the S&P 500?
- By their latest filed holdings, 0% of SCHF and 90% of VPU by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHF against VPU, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHF-VPU Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources