Which returned more over the last year, SCHF or USFR?

In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and USFR returned +4.1%, so SCHF returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHF or USFR?

SCHF charges 0.03% a year and USFR charges 0.15%, so SCHF is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHF vs USFR: how they differ

SCHF and USFR hold 0% of their weight in the same names, and SCHF returned more over the year.

Schwab International Equity ETF and WisdomTree Floating Rate Treasury Fund.

What they hold in common

By the books each fund has filed, SCHF and USFR hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHF	Only in USFR
SK hynix Inc 2.83%	UNITED STATES OF AMERICA - BUREAU OF THE 28.04%
ASML Holding NV 2.12%	UNITED STATES OF AMERICA - BUREAU OF THE 28.01%
HSBC Holdings PLC 1.09%	UNITED STATES OF AMERICA - BUREAU OF THE 28.00%
Novartis AG 0.98%	UNITED STATES OF AMERICA - BUREAU OF THE 15.95%
AstraZeneca PLC 0.94%
Royal Bank of Canada 0.91%
Nestle SA 0.88%
Shell PLC 0.81%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.

SCHF and USFR on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SCHF Schwab International Equity ETF	USFR WisdomTree Floating Rate Treasury Fund
Where it sits	Core index fund	Core index fund
Issuer	Schwab	WisdomTree
What it is	International Equity	Floating Rate Treasury
Total return, 1 year	+25.4%	+4.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	+8.0 pts	−13.4 pts
Expense ratio	0.03%	0.15%
Holdings	1476	4

SCHF in plain words

SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.

USFR in plain words

USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, SCHF or USFR?: In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and USFR returned +4.1%, so SCHF returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHF or USFR?: SCHF charges 0.03% a year and USFR charges 0.15%, so SCHF is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHF against USFR, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHF against USFR, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHF-USFR Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources