Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHF vs SCHH: how they differ
SCHF and SCHH hold 0% of their weight in the same names, and SCHF returned more over the year.
Schwab International Equity ETF and Schwab U.S. REIT ETF.
What they hold in common
By the books each fund has filed, SCHF and SCHH hold 0% of their money in the same securities at the same weight.
| Only in SCHF | Only in SCHH |
|---|---|
| SK hynix Inc 2.83% | Welltower Inc 9.64% |
| ASML Holding NV 2.12% | Prologis Inc 8.97% |
| HSBC Holdings PLC 1.09% | Equinix Inc 4.89% |
| Novartis AG 0.98% | Simon Property Group Inc 4.48% |
| AstraZeneca PLC 0.94% | Digital Realty Trust Inc 4.36% |
| Royal Bank of Canada 0.91% | American Tower Corp 4.35% |
| Nestle SA 0.88% | Realty Income Corp 4.00% |
| Shell PLC 0.81% | Public Storage 3.41% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.
| SCHF Schwab International Equity ETF | SCHH Schwab U.S. REIT ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Schwab |
| What it is | International Equity | US REIT |
| Total return, 1 year | +25.4% | +9.8% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +8.0 pts | −7.7 pts |
| Expense ratio | 0.03% | 0.07% |
| Already in the S&P 500 | 0.0% | 74.0% |
| Holdings | 1476 | 117 |
SCHF in plain words
SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.
SCHH in plain words
SCHH is an index equity fund tracking the US REIT. Over the year to Sep 11, 2026 it returned +9.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for May 31, 2026, 74% of the fund by weight is stocks the S&P 500 also holds, across 117 positions, with the top ten at 49.8%. It sat 6.7% below its high of Jul 24, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SCHF or SCHH?
- In the year to Sep 12, 2026, with distributions reinvested, SCHF returned +25.4% and SCHH returned +9.8%, so SCHF returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHF or SCHH?
- SCHF charges 0.03% a year and SCHH charges 0.07%, so SCHF is cheaper. Fees come from each fund's prospectus.
- How much do SCHF and SCHH overlap with the S&P 500?
- By their latest filed holdings, 0% of SCHF and 74% of SCHH by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHF against SCHH, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHF-SCHH Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources