Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHD vs VTEB: how they differ
SCHD and VTEB hold 0% of their weight in the same names, and SCHD returned more over the year.
Schwab U.S. Dividend Equity ETF and Vanguard Tax-Exempt Bond Index Fund.
What they hold in common
By the books each fund has filed, SCHD and VTEB hold 0% of their money in the same securities at the same weight.
| Only in SCHD | Only in VTEB |
|---|---|
| QUALCOMM Inc 6.75% | University of California 0.12% |
| Texas Instruments Inc 5.92% | Triborough Bridge & Tunnel Authority 0.12% |
| UnitedHealth Group Inc 5.10% | Colorado State Education Loan Program 0.11% |
| Coca-Cola Co/The 3.96% | State of California 0.11% |
| Merck & Co Inc 3.87% | New York City Transitional Finance Autho 0.09% |
| Chevron Corp 3.84% | Dallas Independent School District 0.09% |
| Verizon Communications Inc 3.66% | New York State Dormitory Authority 0.09% |
| Procter & Gamble Co/The 3.55% | Ohio Water Development Authority Water P 0.09% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and May 31, 2026.
| SCHD Schwab U.S. Dividend Equity ETF | VTEB Vanguard Tax-Exempt Bond Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Vanguard |
| What it is | US dividend | Tax-Exempt Bond |
| Total return, 1 year | +27.6% | +0.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +10.1 pts | −17.3 pts |
| Expense ratio | 0.06% | 0.03% |
| Holdings | 99 | 10185 |
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
VTEB in plain words
VTEB is a bond fund tracking the Tax-Exempt Bond. Over the year to Sep 11, 2026 it returned +0.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.6% below its high of Jul 6, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SCHD or VTEB?
- In the year to Sep 12, 2026, with distributions reinvested, SCHD returned +27.6% and VTEB returned +0.2%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHD or VTEB?
- SCHD charges 0.06% a year and VTEB charges 0.03%, so VTEB is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHD against VTEB, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHD-VTEB Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources