Which returned more over the last year, SCHD or USFR?

In the year to Sep 12, 2026, with distributions reinvested, SCHD returned +27.6% and USFR returned +4.1%, so SCHD returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHD or USFR?

SCHD charges 0.06% a year and USFR charges 0.15%, so SCHD is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHD vs USFR: how they differ

SCHD and USFR hold 0% of their weight in the same names, and SCHD returned more over the year.

Schwab U.S. Dividend Equity ETF and WisdomTree Floating Rate Treasury Fund.

What they hold in common

By the books each fund has filed, SCHD and USFR hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHD	Only in USFR
QUALCOMM Inc 6.75%	UNITED STATES OF AMERICA - BUREAU OF THE 28.04%
Texas Instruments Inc 5.92%	UNITED STATES OF AMERICA - BUREAU OF THE 28.01%
UnitedHealth Group Inc 5.10%	UNITED STATES OF AMERICA - BUREAU OF THE 28.00%
Coca-Cola Co/The 3.96%	UNITED STATES OF AMERICA - BUREAU OF THE 15.95%
Merck & Co Inc 3.87%
Chevron Corp 3.84%
Verizon Communications Inc 3.66%
Procter & Gamble Co/The 3.55%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.

SCHD and USFR on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SCHD Schwab U.S. Dividend Equity ETF	USFR WisdomTree Floating Rate Treasury Fund
Where it sits	Core index fund	Core index fund
Issuer	Schwab	WisdomTree
What it is	US dividend	Floating Rate Treasury
Total return, 1 year	+27.6%	+4.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	+10.1 pts	−13.4 pts
Expense ratio	0.06%	0.15%
Holdings	99	4

SCHD in plain words

SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.

USFR in plain words

USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, SCHD or USFR?: In the year to Sep 12, 2026, with distributions reinvested, SCHD returned +27.6% and USFR returned +4.1%, so SCHD returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHD or USFR?: SCHD charges 0.06% a year and USFR charges 0.15%, so SCHD is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHD against USFR, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHD against USFR, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHD-USFR Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources