Which returned more over the last year, SCHB or XLY?

In the year to Sep 12, 2026, with distributions reinvested, SCHB returned +17.2% and XLY returned −4.1%, so SCHB returned more. One year is one year; the longer windows are in the table.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHB vs XLY: how they differ

SCHB and XLY are both equity index funds, and over the year SCHB returned more, +17.2% against −4.1%.

Schwab U.S. Broad Market ETF and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.

SCHB and XLY on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SCHB Schwab U.S. Broad Market ETF	XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	State Street
What it is	US broad market, book from ITOT	Consumer discretionary
Total return, 1 year	+17.2%	−4.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−0.3 pts	−21.6 pts
Expense ratio	not published	0.08%
Holdings	not filed	47

SCHB in plain words

SCHB is an index equity fund tracking the US broad market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100.

XLY in plain words

XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, SCHB or XLY?: In the year to Sep 12, 2026, with distributions reinvested, SCHB returned +17.2% and XLY returned −4.1%, so SCHB returned more. One year is one year; the longer windows are in the table.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHB against XLY, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHB against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHB-XLY Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources