Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SCHB vs USFR: how they differ
SCHB is an equity index fund and USFR a bond index fund, and over the year SCHB returned more, +17.2% against +4.1%.
Schwab U.S. Broad Market ETF and WisdomTree Floating Rate Treasury Fund.
| SCHB Schwab U.S. Broad Market ETF | USFR WisdomTree Floating Rate Treasury Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | WisdomTree |
| What it is | US broad market, book from ITOT | Floating Rate Treasury |
| Total return, 1 year | +17.2% | +4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −0.3 pts | −13.4 pts |
| Expense ratio | not published | 0.15% |
| Holdings | not filed | 4 |
SCHB in plain words
SCHB is an index equity fund tracking the US broad market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100.
USFR in plain words
USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.
Questions people ask
- Which returned more over the last year, SCHB or USFR?
- In the year to Sep 12, 2026, with distributions reinvested, SCHB returned +17.2% and USFR returned +4.1%, so SCHB returned more. One year is one year; the longer windows are in the table.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHB against USFR, data as of Sep 12, 2026. https://etfiq.com/compare/any/SCHB-USFR Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources