Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
RDVY vs XRT: how they differ
RDVY and XRT hold 4% of their weight in the same names, and RDVY returned more over the year.
First Trust Rising Dividend Achievers ETF and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, RDVY and XRT hold 4% of their money in the same securities at the same weight.
| Holding | RDVY | XRT |
|---|---|---|
| COSTCO WHOLESALE CORP | 1.73% | 1.29% |
| ROSS STORES INC | 2.01% | 1.24% |
| EBAY INC | 1.00% | 1.42% |
| Only in RDVY | Only in XRT |
|---|---|
| APPLIED MATERIALS INC 4.69% | Groupon Inc 1.78% |
| LAM RESEARCH CORP 4.42% | RealReal Inc/The 1.75% |
| KLA CORP 4.14% | Bath & Body Works Inc 1.73% |
| GE VERNOVA INC 2.80% | Warby Parker Inc 1.64% |
| BANK OF NEW YORK MELLON CORP (THE) 2.15% | Upbound Group Inc 1.59% |
| GE AEROSPACE 2.13% | Coupang Inc 1.55% |
| ALPHABET INC 2.12% | Maplebear Inc 1.55% |
| WILLIAMS SONOMA INC 2.12% | Revolve Group Inc 1.52% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| RDVY First Trust Rising Dividend Achievers ETF | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | First Trust | State Street |
| What it is | First Rising Dividend Achievers | SPDR S&P Retail |
| Total return, 1 year | +22.0% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +4.5 pts | −20.6 pts |
| Expense ratio | 0.47% | 0.35% |
| Already in the S&P 500 | 94.4% | 22.5% |
| Holdings | 71 | 75 |
RDVY in plain words
RDVY is an index equity fund tracking the First Rising Dividend Achievers. Over the year to Sep 11, 2026 it returned +22.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.47% a year. By its holdings filed for Jun 30, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 71 positions, with the top ten at 28.6%. It sat 3.9% below its high of Aug 13, 2026 on Sep 11, 2026.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 75 positions, with the top ten at 16.1%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, RDVY or XRT?
- In the year to Sep 12, 2026, with distributions reinvested, RDVY returned +22.0% and XRT returned −3.0%, so RDVY returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, RDVY or XRT?
- RDVY charges 0.47% a year and XRT charges 0.35%, so XRT is cheaper. Fees come from each fund's prospectus.
- How much do RDVY and XRT overlap with the S&P 500?
- By their latest filed holdings, 94% of RDVY and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 4% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, RDVY against XRT, data as of Sep 12, 2026. https://etfiq.com/compare/any/RDVY-XRT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources