Which returned more over the last year, QQQ or USFR?

In the year to Sep 12, 2026, with distributions reinvested, QQQ returned +23.0% and USFR returned +4.1%, so QQQ returned more. One year is one year; the longer windows are in the table.

Which is cheaper, QQQ or USFR?

QQQ charges 0.18% a year and USFR charges 0.15%, so USFR is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

QQQ vs USFR: how they differ

QQQ and USFR hold 0% of their weight in the same names, and QQQ returned more over the year.

Invesco QQQ Trust and WisdomTree Floating Rate Treasury Fund.

What they hold in common

By the books each fund has filed, QQQ and USFR hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in QQQ	Only in USFR
NVIDIA Corp. 8.16%	UNITED STATES OF AMERICA - BUREAU OF THE 28.04%
Apple Inc. 7.29%	UNITED STATES OF AMERICA - BUREAU OF THE 28.01%
Microsoft Corp. 5.32%	UNITED STATES OF AMERICA - BUREAU OF THE 28.00%
Micron Technology, Inc. 4.80%	UNITED STATES OF AMERICA - BUREAU OF THE 15.95%
Amazon.com, Inc. 4.62%
Advanced Micro Devices, Inc. 3.70%
Alphabet Inc. 3.52%
Tesla, Inc. 3.46%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.

QQQ and USFR on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	QQQ Invesco QQQ Trust	USFR WisdomTree Floating Rate Treasury Fund
Where it sits	Core index fund	Core index fund
Issuer	Invesco	WisdomTree
What it is	Nasdaq-100, book from QQQM	Floating Rate Treasury
Total return, 1 year	+23.0%	+4.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	+5.5 pts	−13.4 pts
Expense ratio	0.18%	0.15%
Holdings	101	4

QQQ in plain words

QQQ is an index equity fund tracking the Nasdaq-100. Over the year to Sep 11, 2026 it returned +23.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.18% a year. By its holdings filed for May 31, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 101 positions, with the top ten at 47.5%. It sat 4.1% below its high of Jun 2, 2026 on Sep 11, 2026.

USFR in plain words

USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, QQQ or USFR?: In the year to Sep 12, 2026, with distributions reinvested, QQQ returned +23.0% and USFR returned +4.1%, so QQQ returned more. One year is one year; the longer windows are in the table.
Which is cheaper, QQQ or USFR?: QQQ charges 0.18% a year and USFR charges 0.15%, so USFR is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

QQQ against USFR, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, QQQ against USFR, data as of Sep 12, 2026. https://etfiq.com/compare/any/QQQ-USFR Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources