Which returned more over the last year, PULS or XLF?

In the year to Sep 12, 2026, with distributions reinvested, PULS returned +4.2% and XLF returned +7.6%, so XLF returned more. One year is one year; the longer windows are in the table.

Which is cheaper, PULS or XLF?

PULS charges 0.15% a year and XLF charges 0.08%, so XLF is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

PULS vs XLF: how they differ

PULS and XLF hold 0% of their weight in the same names, and XLF returned more over the year.

PGIM Ultra Short Bond ETF and State Street(R) Financial Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, PULS and XLF hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in PULS	Only in XLF
PGIM ETF Trust 2.38%	Berkshire Hathaway Inc 12.10%
GLENCORE FUNDING LLC 0.98%	JPMorgan Chase & Co 11.57%
Alexandria Real Estate Equities, Inc. 0.87%	Visa Inc 7.51%
ABN AMRO BANK NV 0.75%	Mastercard Inc 5.47%
BX TRUST 2022-LBA6 0.68%	Bank of America Corp 4.91%
FEDERATION DES CAISSES DESJARDINS DU QUE 0.67%	Goldman Sachs Group Inc/The 3.94%
BX TRUST 2018-BILT 0.56%	Wells Fargo & Co 3.34%
BROADCOM INC 0.56%	Morgan Stanley 3.31%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 29, 2026.

PULS and XLF on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	PULS PGIM Ultra Short Bond ETF	XLF State Street(R) Financial Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	PGIM	State Street
What it is	PGIM Ultra Short Bond	Financials
Total return, 1 year	+4.2%	+7.6%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−13.3 pts	−9.9 pts
Expense ratio	0.15%	0.08%
Holdings	553	76

PULS in plain words

PULS is a cash and treasury bills tracking the PGIM Ultra Short Bond. Over the year to Sep 11, 2026 it returned +4.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

XLF in plain words

XLF is an index equity fund tracking the Financials. Over the year to Sep 11, 2026 it returned +7.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 57.7%.

Questions people ask

Which returned more over the last year, PULS or XLF?: In the year to Sep 12, 2026, with distributions reinvested, PULS returned +4.2% and XLF returned +7.6%, so XLF returned more. One year is one year; the longer windows are in the table.
Which is cheaper, PULS or XLF?: PULS charges 0.15% a year and XLF charges 0.08%, so XLF is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

PULS against XLF, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, PULS against XLF, data as of Sep 12, 2026. https://etfiq.com/compare/any/PULS-XLF Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources