Which returned more over the last year, MUB or SDY?

In the year to Sep 12, 2026, with distributions reinvested, MUB returned +0.1% and SDY returned +11.0%, so SDY returned more. One year is one year; the longer windows are in the table.

Which is cheaper, MUB or SDY?

MUB charges 0.05% a year and SDY charges 0.35%, so MUB is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

MUB vs SDY: how they differ

MUB and SDY hold 0% of their weight in the same names, and SDY returned more over the year.

iShares National Muni Bond ETF and State Street(R) SPDR(R) S&P(R) Dividend ETF.

What they hold in common

By the books each fund has filed, MUB and SDY hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in MUB	Only in SDY
Board of Regents of the University of Te 0.20%	Verizon Communications Inc 2.15%
New York State Thruway Authority 0.16%	Realty Income Corp 2.14%
New York State Dormitory Authority 0.14%	Kenvue Inc 1.76%
Houston Higher Education Finance Corp. 0.13%	Kimberly-Clark Corp 1.75%
Northwest Independent School District 0.13%	AbbVie Inc 1.63%
Ohio State University (The) 0.13%	QUALCOMM Inc 1.57%
State of New Jersey 0.13%	Texas Instruments Inc 1.56%
State of California 0.13%	Target Corp 1.55%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

MUB and SDY on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	MUB iShares National Muni Bond ETF	SDY State Street(R) SPDR(R) S&P(R) Dividend ETF
Where it sits	Core index fund	Core index fund
Issuer	iShares	State Street
What it is	National Muni Bond	SPDR S&P Dividend
Total return, 1 year	+0.1%	+11.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−17.4 pts	−6.5 pts
Expense ratio	0.05%	0.35%
Holdings	6603	155

MUB in plain words

MUB is a bond fund tracking the National Muni Bond. Over the year to Sep 11, 2026 it returned +0.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.05% a year. It sat 3.6% below its high of Jul 6, 2026 on Sep 11, 2026.

SDY in plain words

SDY is an index equity fund tracking the SPDR S&P Dividend. Over the year to Sep 11, 2026 it returned +11.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 85% of the fund by weight is stocks the S&P 500 also holds, across 155 positions, with the top ten at 17.1%. It sat 3.9% below its high of Aug 24, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, MUB or SDY?: In the year to Sep 12, 2026, with distributions reinvested, MUB returned +0.1% and SDY returned +11.0%, so SDY returned more. One year is one year; the longer windows are in the table.
Which is cheaper, MUB or SDY?: MUB charges 0.05% a year and SDY charges 0.35%, so MUB is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

MUB against SDY, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, MUB against SDY, data as of Sep 12, 2026. https://etfiq.com/compare/any/MUB-SDY Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources