Which returned more over the last year, MOAT or USFR?

In the year to Sep 12, 2026, with distributions reinvested, MOAT returned +11.3% and USFR returned +4.1%, so MOAT returned more. One year is one year; the longer windows are in the table.

Which is cheaper, MOAT or USFR?

MOAT charges 0.46% a year and USFR charges 0.15%, so USFR is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

MOAT vs USFR: how they differ

MOAT and USFR hold 0% of their weight in the same names, and MOAT returned more over the year.

VanEck Morningstar Wide Moat ETF and WisdomTree Floating Rate Treasury Fund.

What they hold in common

By the books each fund has filed, MOAT and USFR hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in MOAT	Only in USFR
Masco Corp 2.96%	UNITED STATES OF AMERICA - BUREAU OF THE 28.04%
Kenvue Inc 2.59%	UNITED STATES OF AMERICA - BUREAU OF THE 28.01%
Airbnb Inc 2.56%	UNITED STATES OF AMERICA - BUREAU OF THE 28.00%
Palo Alto Networks Inc 2.51%	UNITED STATES OF AMERICA - BUREAU OF THE 15.95%
Brown-Forman Corp 2.49%
Charles Schwab Corp/The 2.45%
NVIDIA Corp 2.45%
Datadog Inc 2.44%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

MOAT and USFR on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	MOAT VanEck Morningstar Wide Moat ETF	USFR WisdomTree Floating Rate Treasury Fund
Where it sits	Core index fund	Core index fund
Issuer	VanEck	WisdomTree
What it is	Morningstar Wide Moat	Floating Rate Treasury
Total return, 1 year	+11.3%	+4.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−6.2 pts	−13.4 pts
Expense ratio	0.46%	0.15%
Holdings	55	4

MOAT in plain words

MOAT is an index equity fund tracking the Morningstar Wide Moat. Over the year to Sep 11, 2026 it returned +11.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.46% a year. By its holdings filed for Jun 30, 2026, 92% of the fund by weight is stocks the S&P 500 also holds, across 55 positions, with the top ten at 25.3%. It sat 5.7% below its high of Aug 27, 2026 on Sep 11, 2026.

USFR in plain words

USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, MOAT or USFR?: In the year to Sep 12, 2026, with distributions reinvested, MOAT returned +11.3% and USFR returned +4.1%, so MOAT returned more. One year is one year; the longer windows are in the table.
Which is cheaper, MOAT or USFR?: MOAT charges 0.46% a year and USFR charges 0.15%, so USFR is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

MOAT against USFR, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, MOAT against USFR, data as of Sep 12, 2026. https://etfiq.com/compare/any/MOAT-USFR Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources