Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
MGK vs XLY: how they differ
MGK and XLY hold 11% of their weight in the same names, and MGK returned more over the year.
Vanguard Mega Cap Growth Index Fund and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, MGK and XLY hold 11% of their money in the same securities at the same weight.
| Holding | MGK | XLY |
|---|---|---|
| Amazon.com Inc | 4.47% | 22.24% |
| Tesla Inc | 3.93% | 19.66% |
| TJX Cos Inc/The | 0.70% | 3.93% |
| Booking Holdings Inc | 0.63% | 3.44% |
| O'Reilly Automotive Inc | 0.43% | 1.90% |
| Marriott International Inc/MD | 0.42% | 2.02% |
| Airbnb Inc | 0.37% | 1.49% |
| Hilton Worldwide Holdings Inc | 0.30% | 1.87% |
| Only in MGK | Only in XLY |
|---|---|
| NVIDIA Corp 13.29% | Home Depot Inc/The 5.83% |
| Apple Inc 12.19% | McDonald's Corp 4.16% |
| Microsoft Corp 7.52% | Lowe's Cos Inc 3.08% |
| Alphabet Inc 5.93% | Starbucks Corp 2.90% |
| Alphabet Inc 4.67% | Royal Caribbean Cruises Ltd 1.97% |
| Broadcom Inc 4.28% | DoorDash Inc 1.74% |
| Meta Platforms Inc 4.08% | General Motors Co 1.73% |
| Eli Lilly & Co 3.41% | Ross Stores Inc 1.71% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| MGK Vanguard Mega Cap Growth Index Fund | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Mega Cap Growth | Consumer discretionary |
| Total return, 1 year | +14.9% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −2.6 pts | −21.6 pts |
| Expense ratio | 0.07% | 0.08% |
| Already in the S&P 500 | 99.2% | 100.0% |
| Holdings | 56 | 47 |
MGK in plain words
MGK is an index equity fund tracking the Mega Cap Growth. Over the year to Sep 11, 2026 it returned +14.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for Jun 30, 2026, 99% of the fund by weight is stocks the S&P 500 also holds, across 56 positions, with the top ten at 63.8%.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, MGK or XLY?
- In the year to Sep 12, 2026, with distributions reinvested, MGK returned +14.9% and XLY returned −4.1%, so MGK returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, MGK or XLY?
- MGK charges 0.07% a year and XLY charges 0.08%, so MGK is cheaper. Fees come from each fund's prospectus.
- How much do MGK and XLY overlap with the S&P 500?
- By their latest filed holdings, 99% of MGK and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 11% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, MGK against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/MGK-XLY Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources