Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
MDY vs XRT: how they differ
MDY and XRT hold 4% of their weight in the same names, and MDY returned more over the year.
SPDR S&P MidCap 400 ETF Trust and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, MDY and XRT hold 4% of their money in the same securities at the same weight.
| Holding | MDY | XRT |
|---|---|---|
| BURLINGTON STORES INC | 0.55% | 1.31% |
| DICKS SPORTING GOODS INC | 0.41% | 1.43% |
| BJ'S WHOLESALE CLUB HOLDINGS INC | 0.31% | 1.27% |
| FIVE BELOW INC | 0.27% | 1.24% |
| GAMESTOP CORP | 0.25% | 1.33% |
| MURPHY USA INC | 0.25% | 1.19% |
| SPROUTS FARMERS MARKET INC | 0.22% | 1.32% |
| MAPLEBEAR INC | 0.21% | 1.55% |
| LITHIA MOTORS INC | 0.18% | 1.29% |
| MACY'S INC | 0.17% | 1.38% |
| VALVOLINE INC | 0.14% | 1.47% |
| ALBERTSONS COMPANIES INC | 0.13% | 1.20% |
| Only in MDY | Only in XRT |
|---|---|
| TWILIO INC 0.86% | Groupon Inc 1.78% |
| CARPENTER TECHNOLOGY CORP 0.85% | RealReal Inc/The 1.75% |
| MKS INC 0.83% | Warby Parker Inc 1.64% |
| CURTISS-WRIGHT CORP 0.77% | Upbound Group Inc 1.59% |
| ENTEGRIS INC 0.76% | Coupang Inc 1.55% |
| NVENT ELECTRIC PLC 0.76% | Revolve Group Inc 1.52% |
| ATI INC 0.74% | Victoria's Secret & Co 1.52% |
| ILLUMINA INC 0.73% | MarineMax Inc 1.52% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| MDY SPDR S&P MidCap 400 ETF Trust | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | S&P MidCap 400, book from IJH | SPDR S&P Retail |
| Total return, 1 year | +13.0% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −4.5 pts | −20.6 pts |
| Expense ratio | 0.23% | 0.35% |
| Already in the S&P 500 | 0.0% | 22.5% |
| Holdings | 400 | 75 |
MDY in plain words
MDY is an index equity fund tracking the S&P MidCap 400. Over the year to Sep 11, 2026 it returned +13.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.23% a year. By its holdings filed for Jun 30, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 400 positions, with the top ten at 7.7%. It sat 5.3% below its high of Aug 14, 2026 on Sep 11, 2026.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 75 positions, with the top ten at 16.1%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, MDY or XRT?
- In the year to Sep 12, 2026, with distributions reinvested, MDY returned +13.0% and XRT returned −3.0%, so MDY returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, MDY or XRT?
- MDY charges 0.23% a year and XRT charges 0.35%, so MDY is cheaper. Fees come from each fund's prospectus.
- How much do MDY and XRT overlap with the S&P 500?
- By their latest filed holdings, 0% of MDY and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 4% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, MDY against XRT, data as of Sep 12, 2026. https://etfiq.com/compare/any/MDY-XRT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources