Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
KRE vs XLRE: how they differ
KRE and XLRE hold 0% of their weight in the same names, and KRE returned more over the year.
State Street(R) SPDR(R) S&P(R) Regional Banking ETF and State Street(R) Real Estate Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, KRE and XLRE hold 0% of their money in the same securities at the same weight.
| Only in KRE | Only in XLRE |
|---|---|
| Pinnacle Financial Partners Inc 1.37% | Welltower Inc 11.07% |
| Atlantic Union Bankshares Corp 1.37% | Prologis Inc 8.72% |
| UMB Financial Corp 1.37% | Equinix Inc 7.10% |
| Citizens Financial Group Inc 1.37% | American Tower Corp 5.26% |
| Glacier Bancorp Inc 1.36% | Simon Property Group Inc 5.01% |
| Associated Banc-Corp 1.36% | Realty Income Corp 4.57% |
| Cullen/Frost Bankers Inc 1.35% | Digital Realty Trust Inc 4.55% |
| First Interstate BancSystem Inc 1.35% | Public Storage 4.51% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| KRE State Street(R) SPDR(R) S&P(R) Regional Banking ETF | XLRE State Street(R) Real Estate Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | SPDR S&P Regional Banking | Real estate |
| Total return, 1 year | +16.1% | +5.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.4 pts | −11.9 pts |
| Expense ratio | 0.35% | 0.08% |
| Already in the S&P 500 | 6.7% | 100.0% |
| Holdings | 161 | 31 |
KRE in plain words
KRE is an index equity fund tracking the SPDR S&P Regional Banking. Over the year to Sep 11, 2026 it returned +16.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 161 positions, with the top ten at 13.6%. It sat 5.2% below its high of Aug 14, 2026 on Sep 11, 2026.
XLRE in plain words
XLRE is an index equity fund tracking the Real estate. Over the year to Sep 11, 2026 it returned +5.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 59.4%. It sat 5.6% below its high of Jul 28, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, KRE or XLRE?
- In the year to Sep 12, 2026, with distributions reinvested, KRE returned +16.1% and XLRE returned +5.6%, so KRE returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, KRE or XLRE?
- KRE charges 0.35% a year and XLRE charges 0.08%, so XLRE is cheaper. Fees come from each fund's prospectus.
- How much do KRE and XLRE overlap with the S&P 500?
- By their latest filed holdings, 7% of KRE and 100% of XLRE by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, KRE against XLRE, data as of Sep 12, 2026. https://etfiq.com/compare/any/KRE-XLRE Free to use with attribution; the underlying files are at Open data.
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