Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
KRE vs VTI: how they differ
KRE and VTI hold 1% of their weight in the same names, and VTI returned more over the year.
State Street(R) SPDR(R) S&P(R) Regional Banking ETF and Vanguard Total Stock Market Index Fund.
What they hold in common
By the books each fund has filed, KRE and VTI hold 1% of their money in the same securities at the same weight.
| Holding | KRE | VTI |
|---|---|---|
| Truist Financial Corp | 1.27% | 0.09% |
| Huntington Bancshares Inc/OH | 1.33% | 0.05% |
| M&T Bank Corp | 1.35% | 0.05% |
| Citizens Financial Group Inc | 1.37% | 0.04% |
| Regions Financial Corp | 1.34% | 0.04% |
| East West Bancorp Inc | 1.28% | 0.02% |
| Pinnacle Financial Partners Inc | 1.37% | 0.02% |
| First Horizon Corp | 1.31% | 0.02% |
| Webster Financial Corp | 1.35% | 0.02% |
| Wintrust Financial Corp | 1.32% | 0.01% |
| Popular Inc | 1.33% | 0.01% |
| UMB Financial Corp | 1.37% | 0.01% |
| Only in KRE | Only in VTI |
|---|---|
| Central BanCo Inc 0.54% | NVIDIA Corp 6.37% |
| Apple Inc 5.88% | |
| Microsoft Corp 3.84% | |
| Amazon.com Inc 3.19% | |
| Alphabet Inc 2.90% | |
| Broadcom Inc 2.48% | |
| Alphabet Inc 2.29% | |
| Micron Technology Inc 1.80% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| KRE State Street(R) SPDR(R) S&P(R) Regional Banking ETF | VTI Vanguard Total Stock Market Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | Vanguard |
| What it is | SPDR S&P Regional Banking | US total market |
| Total return, 1 year | +16.1% | +17.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.4 pts | −0.3 pts |
| Expense ratio | 0.35% | 0.03% |
| Already in the S&P 500 | 6.7% | 88.3% |
| Holdings | 161 | 3531 |
KRE in plain words
KRE is an index equity fund tracking the SPDR S&P Regional Banking. Over the year to Sep 11, 2026 it returned +16.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 161 positions, with the top ten at 13.6%. It sat 5.2% below its high of Aug 14, 2026 on Sep 11, 2026.
VTI in plain words
VTI is an index equity fund tracking the US total market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.
Questions people ask
- Which returned more over the last year, KRE or VTI?
- In the year to Sep 12, 2026, with distributions reinvested, KRE returned +16.1% and VTI returned +17.2%, so VTI returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, KRE or VTI?
- KRE charges 0.35% a year and VTI charges 0.03%, so VTI is cheaper. Fees come from each fund's prospectus.
- How much do KRE and VTI overlap with the S&P 500?
- By their latest filed holdings, 7% of KRE and 88% of VTI by weight is stocks the S&P 500 already holds. Between the two funds, 1% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, KRE against VTI, data as of Sep 12, 2026. https://etfiq.com/compare/any/KRE-VTI Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources