Which returned more over the last year, KRE or VBIL?

In the year to Sep 12, 2026, with distributions reinvested, KRE returned +16.1% and VBIL returned +3.8%, so KRE returned more. One year is one year; the longer windows are in the table.

Which is cheaper, KRE or VBIL?

KRE charges 0.35% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

KRE vs VBIL: how they differ

KRE and VBIL hold 0% of their weight in the same names, and KRE returned more over the year.

State Street(R) SPDR(R) S&P(R) Regional Banking ETF and Vanguard 0-3 Month Treasury Bill ETF.

What they hold in common

By the books each fund has filed, KRE and VBIL hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in KRE	Only in VBIL
Pinnacle Financial Partners Inc 1.37%	United States Treasury Bill 6.78%
Atlantic Union Bankshares Corp 1.37%	United States Treasury Bill 6.10%
UMB Financial Corp 1.37%	United States Treasury Bill 5.61%
Citizens Financial Group Inc 1.37%	United States Treasury Bill 5.41%
Glacier Bancorp Inc 1.36%	United States Treasury Bill 5.18%
Associated Banc-Corp 1.36%	United States Treasury Bill 5.17%
Cullen/Frost Bankers Inc 1.35%	United States Treasury Bill 5.15%
First Interstate BancSystem Inc 1.35%	United States Treasury Bill 5.13%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

KRE and VBIL on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	KRE State Street(R) SPDR(R) S&P(R) Regional Banking ETF	VBIL Vanguard 0-3 Month Treasury Bill ETF
Where it sits	Core index fund	Core index fund
Issuer	State Street	Vanguard
What it is	SPDR S&P Regional Banking	0-3 Month Treasury Bill
Total return, 1 year	+16.1%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−1.4 pts	−13.7 pts
Expense ratio	0.35%	0.06%
Holdings	161	26

KRE in plain words

KRE is an index equity fund tracking the SPDR S&P Regional Banking. Over the year to Sep 11, 2026 it returned +16.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 161 positions, with the top ten at 13.6%. It sat 5.2% below its high of Aug 14, 2026 on Sep 11, 2026.

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, KRE or VBIL?: In the year to Sep 12, 2026, with distributions reinvested, KRE returned +16.1% and VBIL returned +3.8%, so KRE returned more. One year is one year; the longer windows are in the table.
Which is cheaper, KRE or VBIL?: KRE charges 0.35% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

KRE against VBIL, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, KRE against VBIL, data as of Sep 12, 2026. https://etfiq.com/compare/any/KRE-VBIL Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources