Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
KRE vs USMV: how they differ
KRE and USMV hold 0% of their weight in the same names, and KRE returned more over the year.
State Street(R) SPDR(R) S&P(R) Regional Banking ETF and iShares MSCI USA Min Vol Factor ETF.
What they hold in common
By the books each fund has filed, KRE and USMV hold 0% of their money in the same securities at the same weight.
| Only in KRE | Only in USMV |
|---|---|
| Pinnacle Financial Partners Inc 1.37% | CISCO SYSTEMS, INC. 1.81% |
| Atlantic Union Bankshares Corp 1.37% | NVIDIA CORPORATION 1.64% |
| UMB Financial Corp 1.37% | EXXON MOBIL CORPORATION 1.60% |
| Citizens Financial Group Inc 1.37% | MICROSOFT CORPORATION 1.56% |
| Glacier Bancorp Inc 1.36% | DUKE ENERGY CORPORATION 1.55% |
| Associated Banc-Corp 1.36% | THE SOUTHERN COMPANY 1.53% |
| Cullen/Frost Bankers Inc 1.35% | AMPHENOL CORPORATION 1.51% |
| First Interstate BancSystem Inc 1.35% | Chubb Limited 1.50% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| KRE State Street(R) SPDR(R) S&P(R) Regional Banking ETF | USMV iShares MSCI USA Min Vol Factor ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | iShares |
| What it is | SPDR S&P Regional Banking | MSCI USA Min Vol Factor |
| Total return, 1 year | +16.1% | +6.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.4 pts | −10.9 pts |
| Expense ratio | 0.35% | 0.15% |
| Already in the S&P 500 | 6.7% | 94.8% |
| Holdings | 161 | 170 |
KRE in plain words
KRE is an index equity fund tracking the SPDR S&P Regional Banking. Over the year to Sep 11, 2026 it returned +16.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 161 positions, with the top ten at 13.6%. It sat 5.2% below its high of Aug 14, 2026 on Sep 11, 2026.
USMV in plain words
USMV is an index equity fund tracking the MSCI USA Min Vol Factor. Over the year to Sep 11, 2026 it returned +6.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. By its holdings filed for Apr 30, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 170 positions, with the top ten at 15.7%.
Questions people ask
- Which returned more over the last year, KRE or USMV?
- In the year to Sep 12, 2026, with distributions reinvested, KRE returned +16.1% and USMV returned +6.6%, so KRE returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, KRE or USMV?
- KRE charges 0.35% a year and USMV charges 0.15%, so USMV is cheaper. Fees come from each fund's prospectus.
- How much do KRE and USMV overlap with the S&P 500?
- By their latest filed holdings, 7% of KRE and 95% of USMV by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, KRE against USMV, data as of Sep 12, 2026. https://etfiq.com/compare/any/KRE-USMV Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources