Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
KRE vs TLT: how they differ
KRE is an equity index fund and TLT a bond index fund, and over the year KRE returned more, +16.1% against −6.4%.
State Street(R) SPDR(R) S&P(R) Regional Banking ETF and iShares 20+ Year Treasury Bond ETF.
| KRE State Street(R) SPDR(R) S&P(R) Regional Banking ETF | TLT iShares 20+ Year Treasury Bond ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | iShares |
| What it is | SPDR S&P Regional Banking | 20+ year Treasuries |
| Total return, 1 year | +16.1% | −6.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.4 pts | −23.9 pts |
| Expense ratio | 0.35% | 0.15% |
| Holdings | 161 | not filed |
KRE in plain words
KRE is an index equity fund tracking the SPDR S&P Regional Banking. Over the year to Sep 11, 2026 it returned +16.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 161 positions, with the top ten at 13.6%. It sat 5.2% below its high of Aug 14, 2026 on Sep 11, 2026.
TLT in plain words
TLT is a bond fund tracking the 20+ year Treasuries. Over the year to Sep 11, 2026 it returned −6.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. It sat 42.9% below its high of Aug 4, 2020 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, KRE or TLT?
- In the year to Sep 12, 2026, with distributions reinvested, KRE returned +16.1% and TLT returned −6.4%, so KRE returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, KRE or TLT?
- KRE charges 0.35% a year and TLT charges 0.15%, so TLT is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, KRE against TLT, data as of Sep 12, 2026. https://etfiq.com/compare/any/KRE-TLT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources