Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
KRE vs SCHF: how they differ
KRE and SCHF hold 0% of their weight in the same names, and SCHF returned more over the year.
State Street(R) SPDR(R) S&P(R) Regional Banking ETF and Schwab International Equity ETF.
What they hold in common
By the books each fund has filed, KRE and SCHF hold 0% of their money in the same securities at the same weight.
| Only in KRE | Only in SCHF |
|---|---|
| Pinnacle Financial Partners Inc 1.37% | SK hynix Inc 2.83% |
| Atlantic Union Bankshares Corp 1.37% | ASML Holding NV 2.12% |
| UMB Financial Corp 1.37% | HSBC Holdings PLC 1.09% |
| Citizens Financial Group Inc 1.37% | Novartis AG 0.98% |
| Glacier Bancorp Inc 1.36% | AstraZeneca PLC 0.94% |
| Associated Banc-Corp 1.36% | Royal Bank of Canada 0.91% |
| Cullen/Frost Bankers Inc 1.35% | Nestle SA 0.88% |
| First Interstate BancSystem Inc 1.35% | Shell PLC 0.81% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| KRE State Street(R) SPDR(R) S&P(R) Regional Banking ETF | SCHF Schwab International Equity ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | Schwab |
| What it is | SPDR S&P Regional Banking | International Equity |
| Total return, 1 year | +16.1% | +25.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.4 pts | +8.0 pts |
| Expense ratio | 0.35% | 0.03% |
| Already in the S&P 500 | 6.7% | 0.0% |
| Holdings | 161 | 1476 |
KRE in plain words
KRE is an index equity fund tracking the SPDR S&P Regional Banking. Over the year to Sep 11, 2026 it returned +16.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 161 positions, with the top ten at 13.6%. It sat 5.2% below its high of Aug 14, 2026 on Sep 11, 2026.
SCHF in plain words
SCHF is an index equity fund tracking the International Equity. Over the year to Sep 11, 2026 it returned +25.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1476 positions, with the top ten at 14.9%.
Questions people ask
- Which returned more over the last year, KRE or SCHF?
- In the year to Sep 12, 2026, with distributions reinvested, KRE returned +16.1% and SCHF returned +25.4%, so SCHF returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, KRE or SCHF?
- KRE charges 0.35% a year and SCHF charges 0.03%, so SCHF is cheaper. Fees come from each fund's prospectus.
- How much do KRE and SCHF overlap with the S&P 500?
- By their latest filed holdings, 7% of KRE and 0% of SCHF by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, KRE against SCHF, data as of Sep 12, 2026. https://etfiq.com/compare/any/KRE-SCHF Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources