Which returned more over the last year, KRE or SCHD?

In the year to Sep 12, 2026, with distributions reinvested, KRE returned +16.1% and SCHD returned +27.6%, so SCHD returned more. One year is one year; the longer windows are in the table.

Which is cheaper, KRE or SCHD?

KRE charges 0.35% a year and SCHD charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.

How much do KRE and SCHD overlap with the S&P 500?

By their latest filed holdings, 7% of KRE and 95% of SCHD by weight is stocks the S&P 500 already holds. Between the two funds, 2% of their books are the same securities at the same weight.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

KRE vs SCHD: how they differ

KRE and SCHD hold 2% of their weight in the same names, and SCHD returned more over the year.

State Street(R) SPDR(R) S&P(R) Regional Banking ETF and Schwab U.S. Dividend Equity ETF.

What they hold in common

By the books each fund has filed, KRE and SCHD hold 2% of their money in the same securities at the same weight.

Positions KRE and SCHD both hold, largest shared weight first
Holding	KRE	SCHD
Regions Financial Corp	1.34%	0.61%
East West Bancorp Inc	1.28%	0.42%
Columbia Banking System Inc	1.34%	0.22%
Bank OZK	1.29%	0.13%
CVB Financial Corp	1.10%	0.07%
Banner Corp	0.56%	0.06%
OFG Bancorp	0.41%	0.05%
National Bank Holdings Corp	0.54%	0.05%
City Holding Co	0.47%	0.04%
S&T Bancorp Inc	0.37%	0.04%
Lakeland Financial Corp	0.32%	0.04%
1st Source Corp	0.35%	0.03%

Largest positions each one holds and the other does not
Only in KRE	Only in SCHD
Pinnacle Financial Partners Inc 1.37%	QUALCOMM Inc 6.75%
Atlantic Union Bankshares Corp 1.37%	Texas Instruments Inc 5.92%
UMB Financial Corp 1.37%	UnitedHealth Group Inc 5.10%
Citizens Financial Group Inc 1.37%	Coca-Cola Co/The 3.96%
Glacier Bancorp Inc 1.36%	Merck & Co Inc 3.87%
Associated Banc-Corp 1.36%	Chevron Corp 3.84%
Cullen/Frost Bankers Inc 1.35%	Verizon Communications Inc 3.66%
First Interstate BancSystem Inc 1.35%	Procter & Gamble Co/The 3.55%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

KRE and SCHD on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	KRE State Street(R) SPDR(R) S&P(R) Regional Banking ETF	SCHD Schwab U.S. Dividend Equity ETF
Where it sits	Core index fund	Core index fund
Issuer	State Street	Schwab
What it is	SPDR S&P Regional Banking	US dividend
Total return, 1 year	+16.1%	+27.6%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−1.4 pts	+10.1 pts
Expense ratio	0.35%	0.06%
Already in the S&P 500	6.7%	95.1%
Holdings	161	99

KRE in plain words

KRE is an index equity fund tracking the SPDR S&P Regional Banking. Over the year to Sep 11, 2026 it returned +16.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 161 positions, with the top ten at 13.6%. It sat 5.2% below its high of Aug 14, 2026 on Sep 11, 2026.

SCHD in plain words

SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, KRE or SCHD?: In the year to Sep 12, 2026, with distributions reinvested, KRE returned +16.1% and SCHD returned +27.6%, so SCHD returned more. One year is one year; the longer windows are in the table.
Which is cheaper, KRE or SCHD?: KRE charges 0.35% a year and SCHD charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.
How much do KRE and SCHD overlap with the S&P 500?: By their latest filed holdings, 7% of KRE and 95% of SCHD by weight is stocks the S&P 500 already holds. Between the two funds, 2% of their books are the same securities at the same weight.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

KRE against SCHD, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, KRE against SCHD, data as of Sep 12, 2026. https://etfiq.com/compare/any/KRE-SCHD Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources