Which returned more over the last year, KRE or MDY?

In the year to Sep 12, 2026, with distributions reinvested, KRE returned +16.1% and MDY returned +13.0%, so KRE returned more. One year is one year; the longer windows are in the table.

Which is cheaper, KRE or MDY?

KRE charges 0.35% a year and MDY charges 0.23%, so MDY is cheaper. Fees come from each fund's prospectus.

How much do KRE and MDY overlap with the S&P 500?

By their latest filed holdings, 7% of KRE and 0% of MDY by weight is stocks the S&P 500 already holds. Between the two funds, 6% of their books are the same securities at the same weight.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

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KRE vs MDY: how they differ

KRE and MDY hold 6% of their weight in the same names, and KRE returned more over the year.

State Street(R) SPDR(R) S&P(R) Regional Banking ETF and SPDR S&P MidCap 400 ETF Trust.

What they hold in common

By the books each fund has filed, KRE and MDY hold 6% of their money in the same securities at the same weight.

Positions KRE and MDY both hold, largest shared weight first
Holding	KRE	MDY
East West Bancorp Inc	1.28%	0.49%
Pinnacle Financial Partners Inc	1.37%	0.42%
Webster Financial Corp	1.35%	0.34%
First Horizon Corp	1.31%	0.34%
Wintrust Financial Corp	1.32%	0.30%
UMB Financial Corp	1.37%	0.28%
Zions Bancorp NA	1.33%	0.28%
SOUTHSTATE BANK CORP	1.31%	0.27%
Cullen/Frost Bankers Inc	1.35%	0.27%
Columbia Banking System Inc	1.34%	0.26%
Old National Bancorp/IN	1.35%	0.25%
Western Alliance Bancorp	1.28%	0.23%

Largest positions each one holds and the other does not
Only in KRE	Only in MDY
Atlantic Union Bankshares Corp 1.37%	TWILIO INC 0.86%
Citizens Financial Group Inc 1.37%	CARPENTER TECHNOLOGY CORP 0.85%
First Interstate BancSystem Inc 1.35%	MKS INC 0.83%
Fulton Financial Corp 1.35%	CURTISS-WRIGHT CORP 0.77%
M&T Bank Corp 1.35%	ENTEGRIS INC 0.76%
Regions Financial Corp 1.34%	NVENT ELECTRIC PLC 0.76%
BOK Financial Corp 1.34%	ATI INC 0.74%
Huntington Bancshares Inc/OH 1.33%	ILLUMINA INC 0.73%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

KRE and MDY on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	KRE State Street(R) SPDR(R) S&P(R) Regional Banking ETF	MDY SPDR S&P MidCap 400 ETF Trust
Where it sits	Core index fund	Core index fund
Issuer	State Street	State Street
What it is	SPDR S&P Regional Banking	S&P MidCap 400, book from IJH
Total return, 1 year	+16.1%	+13.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−1.4 pts	−4.5 pts
Expense ratio	0.35%	0.23%
Already in the S&P 500	6.7%	0.0%
Holdings	161	400

KRE in plain words

KRE is an index equity fund tracking the SPDR S&P Regional Banking. Over the year to Sep 11, 2026 it returned +16.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 7% of the fund by weight is stocks the S&P 500 also holds, across 161 positions, with the top ten at 13.6%. It sat 5.2% below its high of Aug 14, 2026 on Sep 11, 2026.

MDY in plain words

MDY is an index equity fund tracking the S&P MidCap 400. Over the year to Sep 11, 2026 it returned +13.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.23% a year. By its holdings filed for Jun 30, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 400 positions, with the top ten at 7.7%. It sat 5.3% below its high of Aug 14, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, KRE or MDY?: In the year to Sep 12, 2026, with distributions reinvested, KRE returned +16.1% and MDY returned +13.0%, so KRE returned more. One year is one year; the longer windows are in the table.
Which is cheaper, KRE or MDY?: KRE charges 0.35% a year and MDY charges 0.23%, so MDY is cheaper. Fees come from each fund's prospectus.
How much do KRE and MDY overlap with the S&P 500?: By their latest filed holdings, 7% of KRE and 0% of MDY by weight is stocks the S&P 500 already holds. Between the two funds, 6% of their books are the same securities at the same weight.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

KRE against MDY, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, KRE against MDY, data as of Sep 12, 2026. https://etfiq.com/compare/any/KRE-MDY Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources