Which returned more over the last year, JNK or XLY?

In the year to Sep 12, 2026, with distributions reinvested, JNK returned +3.3% and XLY returned −4.1%, so JNK returned more. One year is one year; the longer windows are in the table.

Which is cheaper, JNK or XLY?

JNK charges 0.40% a year and XLY charges 0.08%, so XLY is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

JNK vs XLY: how they differ

JNK and XLY hold 0% of their weight in the same names, and JNK returned more over the year.

State Street(R) SPDR(R) Bloomberg High Yield Bond ETF and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, JNK and XLY hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in JNK	Only in XLY
1261229 BC LTD 0.64%	Amazon.com Inc 22.24%
MERIDIAN ARC HOLDCO LLC 0.58%	Tesla Inc 19.66%
ECHOSTAR CORP 0.52%	Home Depot Inc/The 5.83%
PR RNO PROPERTY OWNER 1 0.49%	McDonald's Corp 4.16%
CLOUD SOFTWARE GRP INC 0.42%	TJX Cos Inc/The 3.93%
QUIKRETE HOLDINGS INC 0.41%	Booking Holdings Inc 3.44%
DISH NETWORK CORP 0.41%	Lowe's Cos Inc 3.08%
SV RNO PROPERTY OWNER 1 0.40%	Starbucks Corp 2.90%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

JNK and XLY on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	JNK State Street(R) SPDR(R) Bloomberg High Yield Bond ETF	XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	State Street	State Street
What it is	SPDR Bloomberg High Yield Bond	Consumer discretionary
Total return, 1 year	+3.3%	−4.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−14.2 pts	−21.6 pts
Expense ratio	0.40%	0.08%
Holdings	1198	47

JNK in plain words

JNK is a bond fund tracking the SPDR Bloomberg High Yield Bond. Over the year to Sep 11, 2026 it returned +3.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.40% a year.

XLY in plain words

XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, JNK or XLY?: In the year to Sep 12, 2026, with distributions reinvested, JNK returned +3.3% and XLY returned −4.1%, so JNK returned more. One year is one year; the longer windows are in the table.
Which is cheaper, JNK or XLY?: JNK charges 0.40% a year and XLY charges 0.08%, so XLY is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

JNK against XLY, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, JNK against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/JNK-XLY Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources