Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
IYR vs XLY: how they differ
IYR and XLY hold 0% of their weight in the same names, and IYR returned more over the year.
iShares U.S. Real Estate ETF and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, IYR and XLY hold 0% of their money in the same securities at the same weight.
| Only in IYR | Only in XLY |
|---|---|
| WELLTOWER INC. 10.88% | Amazon.com Inc 22.24% |
| PROLOGIS, INC. 8.77% | Tesla Inc 19.66% |
| SIMON PROPERTY GROUP, INC. 4.79% | Home Depot Inc/The 5.83% |
| EQUINIX, INC. 4.58% | McDonald's Corp 4.16% |
| DIGITAL REALTY TRUST, INC. 4.41% | TJX Cos Inc/The 3.93% |
| REALTY INCOME CORPORATION 4.29% | Booking Holdings Inc 3.44% |
| AMERICAN TOWER CORPORATION 3.88% | Lowe's Cos Inc 3.08% |
| PUBLIC STORAGE. 3.74% | Starbucks Corp 2.90% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| IYR iShares U.S. Real Estate ETF | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | U.S. Real Estate | Consumer discretionary |
| Total return, 1 year | +4.7% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −12.8 pts | −21.6 pts |
| Expense ratio | 0.37% | 0.08% |
| Already in the S&P 500 | 80.4% | 100.0% |
| Holdings | 61 | 47 |
IYR in plain words
IYR is an index equity fund tracking the U.S. Real Estate. Over the year to Sep 11, 2026 it returned +4.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.37% a year. By its holdings filed for Jun 30, 2026, 80% of the fund by weight is stocks the S&P 500 also holds, across 61 positions, with the top ten at 51.5%. It sat 6.1% below its high of Jul 28, 2026 on Sep 11, 2026.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, IYR or XLY?
- In the year to Sep 12, 2026, with distributions reinvested, IYR returned +4.7% and XLY returned −4.1%, so IYR returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, IYR or XLY?
- IYR charges 0.37% a year and XLY charges 0.08%, so XLY is cheaper. Fees come from each fund's prospectus.
- How much do IYR and XLY overlap with the S&P 500?
- By their latest filed holdings, 80% of IYR and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, IYR against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/IYR-XLY Free to use with attribution; the underlying files are at Open data.
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