Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
ITOT vs XLC: how they differ
ITOT and XLC hold 9% of their weight in the same names, and ITOT returned more over the year.
iShares Core S&P Total U.S. Stock Market ETF and State Street(R) Communication Services Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, ITOT and XLC hold 9% of their money in the same securities at the same weight.
| Holding | ITOT | XLC |
|---|---|---|
| Alphabet, Inc. | 2.87% | 13.10% |
| Alphabet, Inc. | 2.29% | 10.44% |
| Meta Platforms, Inc. | 1.70% | 19.93% |
| Netflix, Inc. | 0.41% | 4.84% |
| Verizon Communications, Inc. | 0.24% | 4.15% |
| Walt Disney Co. (The) | 0.23% | 4.49% |
| AT&T, Inc. | 0.20% | 4.10% |
| Comcast Corp. | 0.12% | 4.71% |
| T-Mobile US, Inc. | 0.11% | 4.16% |
| Warner Bros Discovery, Inc. | 0.09% | 4.67% |
| Electronic Arts, Inc. | 0.06% | 4.64% |
| Take-Two Interactive Software, Inc. | 0.06% | 5.26% |
| Only in ITOT | Only in XLC |
|---|---|
| NVIDIA Corp. 6.64% | |
| Apple, Inc. 5.82% | |
| Microsoft Corp. 3.80% | |
| Amazon.com, Inc. 3.20% | |
| Broadcom, Inc. 2.45% | |
| Micron Technology, Inc. 1.78% | |
| Tesla, Inc. 1.62% | |
| Eli Lilly & Co. 1.30% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| ITOT iShares Core S&P Total U.S. Stock Market ETF | XLC State Street(R) Communication Services Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | Core S&P Total U.S. Stock Market | Communication services |
| Total return, 1 year | +17.2% | −2.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −0.3 pts | −19.5 pts |
| Expense ratio | 0.03% | 0.08% |
| Already in the S&P 500 | 88.3% | 100.0% |
| Holdings | 2497 | 23 |
ITOT in plain words
ITOT is an index equity fund tracking the Core S&P Total U.S. Stock Market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2497 positions, with the top ten at 32.2%.
XLC in plain words
XLC is an index equity fund tracking the Communication services. Over the year to Sep 11, 2026 it returned −2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 76.2%. It sat 5.7% below its high of Jan 30, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, ITOT or XLC?
- In the year to Sep 12, 2026, with distributions reinvested, ITOT returned +17.2% and XLC returned −2.0%, so ITOT returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, ITOT or XLC?
- ITOT charges 0.03% a year and XLC charges 0.08%, so ITOT is cheaper. Fees come from each fund's prospectus.
- How much do ITOT and XLC overlap with the S&P 500?
- By their latest filed holdings, 88% of ITOT and 100% of XLC by weight is stocks the S&P 500 already holds. Between the two funds, 9% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, ITOT against XLC, data as of Sep 12, 2026. https://etfiq.com/compare/any/ITOT-XLC Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources