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Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

IAU vs SDY: how they differ

IAU is a commodity fund and SDY an equity index fund, and over the year IAU returned more, +19.2% against +11.0%.

iShares Gold Trust and State Street(R) SPDR(R) S&P(R) Dividend ETF.

IAU and SDY on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
IAU
iShares Gold Trust
SDY
State Street(R) SPDR(R) S&P(R) Dividend ETF
Where it sitsCore index fundCore index fund
IssueriSharesState Street
What it isGoldSPDR S&P Dividend
Total return, 1 year+19.2%+11.0%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500+1.7 pts−6.5 pts
Expense ratio0.25%0.35%
Holdingsnot filed155

IAU in plain words

IAU is a commodity fund tracking the Gold. Over the year to Sep 11, 2026 it returned +19.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 19.6% below its high of Jan 29, 2026 on Sep 11, 2026.

SDY in plain words

SDY is an index equity fund tracking the SPDR S&P Dividend. Over the year to Sep 11, 2026 it returned +11.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 85% of the fund by weight is stocks the S&P 500 also holds, across 155 positions, with the top ten at 17.1%. It sat 3.9% below its high of Aug 24, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, IAU or SDY?
In the year to Sep 12, 2026, with distributions reinvested, IAU returned +19.2% and SDY returned +11.0%, so IAU returned more. One year is one year; the longer windows are in the table.
Which is cheaper, IAU or SDY?
IAU charges 0.25% a year and SDY charges 0.35%, so IAU is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

IAU against SDY, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, IAU against SDY, data as of Sep 12, 2026. https://etfiq.com/compare/any/IAU-SDY Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources