Get the weekly note

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

GLD vs VBIL: how they differ

GLD is a commodity fund and VBIL a short-term Treasury fund, and over the year GLD returned more, +19.1% against +3.8%.

SPDR Gold Shares and Vanguard 0-3 Month Treasury Bill ETF.

GLD and VBIL on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
GLD
SPDR Gold Shares
VBIL
Vanguard 0-3 Month Treasury Bill ETF
Where it sitsCore index fundCore index fund
IssuerState StreetVanguard
What it isGold0-3 Month Treasury Bill
Total return, 1 year+19.1%+3.8%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500+1.6 pts−13.7 pts
Expense ratio0.40%0.06%
Holdingsnot filed26

GLD in plain words

GLD is a commodity fund tracking the Gold. Over the year to Sep 11, 2026 it returned +19.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.40% a year. It sat 19.6% below its high of Jan 29, 2026 on Sep 11, 2026.

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, GLD or VBIL?
In the year to Sep 12, 2026, with distributions reinvested, GLD returned +19.1% and VBIL returned +3.8%, so GLD returned more. One year is one year; the longer windows are in the table.
Which is cheaper, GLD or VBIL?
GLD charges 0.40% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

GLD against VBIL, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, GLD against VBIL, data as of Sep 12, 2026. https://etfiq.com/compare/any/GLD-VBIL Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources