Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
GARP vs VTI: how they differ
GARP and VTI hold 39% of their weight in the same names, and GARP returned more over the year.
iShares MSCI USA Quality GARP ETF and Vanguard Total Stock Market Index Fund.
What they hold in common
By the books each fund has filed, GARP and VTI hold 39% of their money in the same securities at the same weight.
| Holding | GARP | VTI |
|---|---|---|
| APPLE INC | 4.44% | 5.88% |
| NVIDIA CORP | 4.16% | 6.37% |
| MICROSOFT CORP | 4.10% | 3.84% |
| ALPHABET INC | 2.88% | 2.90% |
| BROADCOM INC | 3.96% | 2.48% |
| MICRON TECHNOLOGY INC | 6.07% | 1.80% |
| META PLATFORMS INC | 3.35% | 1.71% |
| AMAZON.COM INC | 1.49% | 3.19% |
| ELI LILLY & COMPANY | 3.73% | 1.41% |
| ADVANCED MICRO DEVICES INC | 2.21% | 1.31% |
| ALPHABET INC | 0.91% | 2.29% |
| VISA INC | 3.73% | 0.77% |
| Only in GARP | Only in VTI |
|---|---|
| ROYAL CARIBBEAN CRUISES LTD 1.46% | Tesla Inc 1.64% |
| MERCADOLIBRE INC 1.40% | Berkshire Hathaway Inc 1.25% |
| SEAGATE TECHNOLOGY HOLDINGS PLC 0.49% | JPMorgan Chase & Co 1.12% |
| FLUTTER ENTERTAINMENT PLC 0.26% | Johnson & Johnson 0.85% |
| FABRINET 0.14% | Applied Materials Inc 0.80% |
| EVEREST GROUP LTD 0.11% | Exxon Mobil Corp 0.79% |
| CREDO TECHNOLOGY GROUP HOLDING LTD 0.11% | Intel Corp 0.78% |
| TECHNIPFMC PLC 0.10% | Walmart Inc 0.69% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| GARP iShares MSCI USA Quality GARP ETF | VTI Vanguard Total Stock Market Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | Vanguard |
| What it is | MSCI USA Quality GARP | US total market |
| Total return, 1 year | +29.5% | +17.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +12.0 pts | −0.3 pts |
| Expense ratio | 0.15% | 0.03% |
| Already in the S&P 500 | 94.4% | 88.3% |
| Holdings | 131 | 3531 |
GARP in plain words
GARP is an index equity fund tracking the MSCI USA Quality GARP. Over the year to Sep 11, 2026 it returned +29.5% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. By its holdings filed for Jun 30, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 131 positions, with the top ten at 43.8%.
VTI in plain words
VTI is an index equity fund tracking the US total market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.
Questions people ask
- Which returned more over the last year, GARP or VTI?
- In the year to Sep 12, 2026, with distributions reinvested, GARP returned +29.5% and VTI returned +17.2%, so GARP returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, GARP or VTI?
- GARP charges 0.15% a year and VTI charges 0.03%, so VTI is cheaper. Fees come from each fund's prospectus.
- How much do GARP and VTI overlap with the S&P 500?
- By their latest filed holdings, 94% of GARP and 88% of VTI by weight is stocks the S&P 500 already holds. Between the two funds, 39% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, GARP against VTI, data as of Sep 12, 2026. https://etfiq.com/compare/any/GARP-VTI Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources