Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
GARP vs VBIL: how they differ
GARP and VBIL hold 0% of their weight in the same names, and GARP returned more over the year.
iShares MSCI USA Quality GARP ETF and Vanguard 0-3 Month Treasury Bill ETF.
What they hold in common
By the books each fund has filed, GARP and VBIL hold 0% of their money in the same securities at the same weight.
| Only in GARP | Only in VBIL |
|---|---|
| KLA CORP 6.46% | United States Treasury Bill 6.78% |
| MICRON TECHNOLOGY INC 6.07% | United States Treasury Bill 6.10% |
| APPLE INC 4.44% | United States Treasury Bill 5.61% |
| NVIDIA CORP 4.16% | United States Treasury Bill 5.41% |
| MICROSOFT CORP 4.10% | United States Treasury Bill 5.18% |
| BROADCOM INC 3.96% | United States Treasury Bill 5.17% |
| LAM RESEARCH CORP 3.79% | United States Treasury Bill 5.15% |
| ELI LILLY & COMPANY 3.73% | United States Treasury Bill 5.13% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| GARP iShares MSCI USA Quality GARP ETF | VBIL Vanguard 0-3 Month Treasury Bill ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | Vanguard |
| What it is | MSCI USA Quality GARP | 0-3 Month Treasury Bill |
| Total return, 1 year | +29.5% | +3.8% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +12.0 pts | −13.7 pts |
| Expense ratio | 0.15% | 0.06% |
| Holdings | 131 | 26 |
GARP in plain words
GARP is an index equity fund tracking the MSCI USA Quality GARP. Over the year to Sep 11, 2026 it returned +29.5% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year. By its holdings filed for Jun 30, 2026, 94% of the fund by weight is stocks the S&P 500 also holds, across 131 positions, with the top ten at 43.8%.
VBIL in plain words
VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.
Questions people ask
- Which returned more over the last year, GARP or VBIL?
- In the year to Sep 12, 2026, with distributions reinvested, GARP returned +29.5% and VBIL returned +3.8%, so GARP returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, GARP or VBIL?
- GARP charges 0.15% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, GARP against VBIL, data as of Sep 12, 2026. https://etfiq.com/compare/any/GARP-VBIL Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources