Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
EZU vs XLY: how they differ
EZU and XLY hold 0% of their weight in the same names, and EZU returned more over the year.
iShares MSCI Eurozone ETF and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, EZU and XLY hold 0% of their money in the same securities at the same weight.
| Only in EZU | Only in XLY |
|---|---|
| ASML Holding N.V. 8.10% | Amazon.com Inc 22.24% |
| Siemens Aktiengesellschaft 3.08% | Tesla Inc 19.66% |
| SAP SE 2.44% | Home Depot Inc/The 5.83% |
| Banco Santander, S.A. 2.37% | McDonald's Corp 4.16% |
| TOTALENERGIES SE 2.25% | TJX Cos Inc/The 3.93% |
| SCHNEIDER ELECTRIC SE 2.22% | Booking Holdings Inc 3.44% |
| Allianz SE 2.18% | Lowe's Cos Inc 3.08% |
| Siemens Energy AG 1.89% | Starbucks Corp 2.90% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| EZU iShares MSCI Eurozone ETF | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | MSCI Eurozone | Consumer discretionary |
| Total return, 1 year | +18.0% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +0.5 pts | −21.6 pts |
| Expense ratio | 0.50% | 0.08% |
| Already in the S&P 500 | 0.0% | 100.0% |
| Holdings | 226 | 47 |
EZU in plain words
EZU is an index equity fund tracking the MSCI Eurozone. Over the year to Sep 11, 2026 it returned +18.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.50% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 226 positions, with the top ten at 28.2%. It sat 3.3% below its high of Aug 14, 2026 on Sep 11, 2026.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, EZU or XLY?
- In the year to Sep 12, 2026, with distributions reinvested, EZU returned +18.0% and XLY returned −4.1%, so EZU returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, EZU or XLY?
- EZU charges 0.50% a year and XLY charges 0.08%, so XLY is cheaper. Fees come from each fund's prospectus.
- How much do EZU and XLY overlap with the S&P 500?
- By their latest filed holdings, 0% of EZU and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, EZU against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/EZU-XLY Free to use with attribution; the underlying files are at Open data.
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