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Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

EFA vs USFR: how they differ

EFA and USFR hold 0% of their weight in the same names, and EFA returned more over the year.

iShares MSCI EAFE ETF and WisdomTree Floating Rate Treasury Fund.

What they hold in common

By the books each fund has filed, EFA and USFR hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in EFAOnly in USFR
ASML Holding N.V. 2.60%UNITED STATES OF AMERICA - BUREAU OF THE 28.04%
HSBC HOLDINGS PLC 1.47%UNITED STATES OF AMERICA - BUREAU OF THE 28.01%
ASTRAZENECA PLC 1.36%UNITED STATES OF AMERICA - BUREAU OF THE 28.00%
Novartis AG 1.30%UNITED STATES OF AMERICA - BUREAU OF THE 15.95%
Nestle S.A. 1.21%
SHELL PLC 1.20%
Siemens Aktiengesellschaft 1.05%
COMMONWEALTH BANK OF AUSTRALIA 0.98%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and May 31, 2026.

EFA and USFR on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
EFA
iShares MSCI EAFE ETF
USFR
WisdomTree Floating Rate Treasury Fund
Where it sitsCore index fundCore index fund
IssueriSharesWisdomTree
What it isDeveloped markets ex USFloating Rate Treasury
Total return, 1 year+18.2%+4.1%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500+0.7 pts−13.4 pts
Expense ratio0.32%0.15%
Holdings7054

EFA in plain words

EFA is an index equity fund tracking the Developed markets ex US. Over the year to Sep 11, 2026 it returned +18.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.32% a year. By its holdings filed for Apr 30, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 705 positions, with the top ten at 13.4%.

USFR in plain words

USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, EFA or USFR?
In the year to Sep 12, 2026, with distributions reinvested, EFA returned +18.2% and USFR returned +4.1%, so EFA returned more. One year is one year; the longer windows are in the table.
Which is cheaper, EFA or USFR?
EFA charges 0.32% a year and USFR charges 0.15%, so USFR is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

EFA against USFR, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, EFA against USFR, data as of Sep 12, 2026. https://etfiq.com/compare/any/EFA-USFR Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources