Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
COWZ vs XLU: how they differ
COWZ and XLU hold 0% of their weight in the same names, and COWZ returned more over the year.
Pacer US Cash Cows 100 ETF and State Street(R) Utilities Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, COWZ and XLU hold 0% of their money in the same securities at the same weight.
| Only in COWZ | Only in XLU |
|---|---|
| QUALCOMM Inc 2.67% | NextEra Energy Inc 12.93% |
| Altria Group Inc 2.21% | Southern Co/The 7.62% |
| ConocoPhillips 2.17% | Duke Energy Corp 6.97% |
| CVS Health Corp 2.16% | Constellation Energy Corp 5.61% |
| Bristol-Myers Squibb Co 2.03% | American Electric Power Co Inc 5.26% |
| Ford Motor Co 2.01% | Sempra 4.28% |
| Uber Technologies Inc 2.01% | Dominion Energy Inc 4.24% |
| Pfizer Inc 2.00% | Entergy Corp 3.71% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| COWZ Pacer US Cash Cows 100 ETF | XLU State Street(R) Utilities Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Pacer | State Street |
| What it is | US Cash Cows 100 | Utilities |
| Total return, 1 year | +23.4% | +2.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +5.9 pts | −15.1 pts |
| Expense ratio | 0.49% | 0.08% |
| Already in the S&P 500 | 95.8% | 100.0% |
| Holdings | 100 | 31 |
COWZ in plain words
COWZ is an index equity fund tracking the US Cash Cows 100. Over the year to Sep 11, 2026 it returned +23.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.49% a year. By its holdings filed for Apr 30, 2026, 96% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 21.2%. It sat 3.2% below its high of Sep 3, 2026 on Sep 11, 2026.
XLU in plain words
XLU is an index equity fund tracking the Utilities. Over the year to Sep 11, 2026 it returned +2.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 57.7%. It sat 10.0% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, COWZ or XLU?
- In the year to Sep 12, 2026, with distributions reinvested, COWZ returned +23.4% and XLU returned +2.4%, so COWZ returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, COWZ or XLU?
- COWZ charges 0.49% a year and XLU charges 0.08%, so XLU is cheaper. Fees come from each fund's prospectus.
- How much do COWZ and XLU overlap with the S&P 500?
- By their latest filed holdings, 96% of COWZ and 100% of XLU by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, COWZ against XLU, data as of Sep 12, 2026. https://etfiq.com/compare/any/COWZ-XLU Free to use with attribution; the underlying files are at Open data.
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