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Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

COWZ vs XLP: how they differ

COWZ and XLP hold 10% of their weight in the same names, and COWZ returned more over the year.

Pacer US Cash Cows 100 ETF and State Street(R) Consumer Staples Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, COWZ and XLP hold 10% of their money in the same securities at the same weight.

Positions COWZ and XLP both hold, largest shared weight first
HoldingCOWZXLP
Altria Group Inc2.21%4.55%
Archer-Daniels-Midland Co1.55%2.40%
Kraft Heinz Co/The1.13%1.31%
Colgate-Palmolive Co1.10%4.71%
Target Corp1.07%3.87%
Constellation Brands Inc0.63%1.26%
Dollar General Corp0.62%1.65%
General Mills Inc0.47%1.21%
Dollar Tree Inc0.45%1.43%
Church & Dwight Co Inc0.35%1.50%
Largest positions each one holds and the other does not
Only in COWZOnly in XLP
QUALCOMM Inc 2.67%Walmart Inc 10.84%
ConocoPhillips 2.17%Costco Wholesale Corp 9.06%
CVS Health Corp 2.16%Procter & Gamble Co/The 7.46%
Bristol-Myers Squibb Co 2.03%Coca-Cola Co/The 6.87%
Ford Motor Co 2.01%Philip Morris International Inc 6.16%
Uber Technologies Inc 2.01%Monster Beverage Corp 4.47%
Pfizer Inc 2.00%PepsiCo Inc 4.34%
Diamondback Energy Inc 1.99%Mondelez International Inc 4.17%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.

COWZ and XLP on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
COWZ
Pacer US Cash Cows 100 ETF
XLP
State Street(R) Consumer Staples Select Sector SPDR(R) ETF
Where it sitsCore index fundCore index fund
IssuerPacerState Street
What it isUS Cash Cows 100Consumer staples
Total return, 1 year+23.4%+6.3%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500+5.9 pts−11.2 pts
Expense ratio0.49%0.08%
Already in the S&P 50095.8%100.0%
Holdings10034

COWZ in plain words

COWZ is an index equity fund tracking the US Cash Cows 100. Over the year to Sep 11, 2026 it returned +23.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.49% a year. By its holdings filed for Apr 30, 2026, 96% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 21.2%. It sat 3.2% below its high of Sep 3, 2026 on Sep 11, 2026.

XLP in plain words

XLP is an index equity fund tracking the Consumer staples. Over the year to Sep 11, 2026 it returned +6.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 62.6%. It sat 6.2% below its high of Feb 27, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, COWZ or XLP?
In the year to Sep 12, 2026, with distributions reinvested, COWZ returned +23.4% and XLP returned +6.3%, so COWZ returned more. One year is one year; the longer windows are in the table.
Which is cheaper, COWZ or XLP?
COWZ charges 0.49% a year and XLP charges 0.08%, so XLP is cheaper. Fees come from each fund's prospectus.
How much do COWZ and XLP overlap with the S&P 500?
By their latest filed holdings, 96% of COWZ and 100% of XLP by weight is stocks the S&P 500 already holds. Between the two funds, 10% of their books are the same securities at the same weight.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

COWZ against XLP, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, COWZ against XLP, data as of Sep 12, 2026. https://etfiq.com/compare/any/COWZ-XLP Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources