Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
COWZ vs XLC: how they differ
COWZ and XLC hold 8% of their weight in the same names, and COWZ returned more over the year.
Pacer US Cash Cows 100 ETF and State Street(R) Communication Services Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, COWZ and XLC hold 8% of their money in the same securities at the same weight.
| Holding | COWZ | XLC |
|---|---|---|
| Verizon Communications Inc | 1.90% | 4.15% |
| AT&T Inc | 1.84% | 4.10% |
| T-Mobile US Inc | 1.78% | 4.16% |
| Comcast Corp | 1.71% | 4.71% |
| Omnicom Group Inc | 0.84% | 2.51% |
| Only in COWZ | Only in XLC |
|---|---|
| QUALCOMM Inc 2.67% | Meta Platforms Inc 19.93% |
| Altria Group Inc 2.21% | Alphabet Inc 13.10% |
| ConocoPhillips 2.17% | Alphabet Inc 10.44% |
| CVS Health Corp 2.16% | Take-Two Interactive Software Inc 5.26% |
| Bristol-Myers Squibb Co 2.03% | Netflix Inc 4.84% |
| Ford Motor Co 2.01% | Warner Bros Discovery Inc 4.67% |
| Uber Technologies Inc 2.01% | Electronic Arts Inc 4.64% |
| Pfizer Inc 2.00% | Walt Disney Co/The 4.49% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| COWZ Pacer US Cash Cows 100 ETF | XLC State Street(R) Communication Services Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Pacer | State Street |
| What it is | US Cash Cows 100 | Communication services |
| Total return, 1 year | +23.4% | −2.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +5.9 pts | −19.5 pts |
| Expense ratio | 0.49% | 0.08% |
| Already in the S&P 500 | 95.8% | 100.0% |
| Holdings | 100 | 23 |
COWZ in plain words
COWZ is an index equity fund tracking the US Cash Cows 100. Over the year to Sep 11, 2026 it returned +23.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.49% a year. By its holdings filed for Apr 30, 2026, 96% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 21.2%. It sat 3.2% below its high of Sep 3, 2026 on Sep 11, 2026.
XLC in plain words
XLC is an index equity fund tracking the Communication services. Over the year to Sep 11, 2026 it returned −2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 76.2%. It sat 5.7% below its high of Jan 30, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, COWZ or XLC?
- In the year to Sep 12, 2026, with distributions reinvested, COWZ returned +23.4% and XLC returned −2.0%, so COWZ returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, COWZ or XLC?
- COWZ charges 0.49% a year and XLC charges 0.08%, so XLC is cheaper. Fees come from each fund's prospectus.
- How much do COWZ and XLC overlap with the S&P 500?
- By their latest filed holdings, 96% of COWZ and 100% of XLC by weight is stocks the S&P 500 already holds. Between the two funds, 8% of their books are the same securities at the same weight.
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Where these figures came from
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Cite this page. ETFIQ, COWZ against XLC, data as of Sep 12, 2026. https://etfiq.com/compare/any/COWZ-XLC Free to use with attribution; the underlying files are at Open data.
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