Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
COWZ vs SCHD: how they differ
COWZ and SCHD hold 25% of their weight in the same names, and SCHD returned more over the year.
Pacer US Cash Cows 100 ETF and Schwab U.S. Dividend Equity ETF.
What they hold in common
By the books each fund has filed, COWZ and SCHD hold 25% of their money in the same securities at the same weight.
| Holding | COWZ | SCHD |
|---|---|---|
| QUALCOMM Inc | 2.67% | 6.75% |
| Altria Group Inc | 2.21% | 2.94% |
| ConocoPhillips | 2.17% | 3.52% |
| Bristol-Myers Squibb Co | 2.03% | 2.94% |
| Verizon Communications Inc | 1.90% | 3.66% |
| SLB Ltd | 1.84% | 2.06% |
| Ford Motor Co | 2.01% | 1.72% |
| Comcast Corp | 1.71% | 2.25% |
| United Parcel Service Inc | 1.69% | 1.99% |
| Automatic Data Processing Inc | 1.31% | 2.25% |
| EOG Resources Inc | 1.23% | 1.82% |
| Devon Energy Corp | 1.09% | 1.29% |
| Only in COWZ | Only in SCHD |
|---|---|
| CVS Health Corp 2.16% | Texas Instruments Inc 5.92% |
| Uber Technologies Inc 2.01% | UnitedHealth Group Inc 5.10% |
| Pfizer Inc 2.00% | Coca-Cola Co/The 3.96% |
| Diamondback Energy Inc 1.99% | Merck & Co Inc 3.87% |
| Newmont Corp 1.93% | Chevron Corp 3.84% |
| Booking Holdings Inc 1.87% | Procter & Gamble Co/The 3.55% |
| AT&T Inc 1.84% | Amgen Inc 3.48% |
| Gilead Sciences Inc 1.84% | PepsiCo Inc 3.45% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and May 31, 2026.
| COWZ Pacer US Cash Cows 100 ETF | SCHD Schwab U.S. Dividend Equity ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Pacer | Schwab |
| What it is | US Cash Cows 100 | US dividend |
| Total return, 1 year | +23.4% | +27.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +5.9 pts | +10.1 pts |
| Expense ratio | 0.49% | 0.06% |
| Already in the S&P 500 | 95.8% | 95.1% |
| Holdings | 100 | 99 |
COWZ in plain words
COWZ is an index equity fund tracking the US Cash Cows 100. Over the year to Sep 11, 2026 it returned +23.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.49% a year. By its holdings filed for Apr 30, 2026, 96% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 21.2%. It sat 3.2% below its high of Sep 3, 2026 on Sep 11, 2026.
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, COWZ or SCHD?
- In the year to Sep 12, 2026, with distributions reinvested, COWZ returned +23.4% and SCHD returned +27.6%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, COWZ or SCHD?
- COWZ charges 0.49% a year and SCHD charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.
- How much do COWZ and SCHD overlap with the S&P 500?
- By their latest filed holdings, 96% of COWZ and 95% of SCHD by weight is stocks the S&P 500 already holds. Between the two funds, 25% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, COWZ against SCHD, data as of Sep 12, 2026. https://etfiq.com/compare/any/COWZ-SCHD Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources