Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
CGBL vs XRT: how they differ
CGBL and XRT hold 1% of their weight in the same names, and CGBL returned more over the year.
Capital Group Core Balanced ETF and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, CGBL and XRT hold 1% of their money in the same securities at the same weight.
| Holding | CGBL | XRT |
|---|---|---|
| Amazon.com Inc | 0.81% | 1.35% |
| Costco Wholesale Corp | 0.32% | 1.29% |
| Only in CGBL | Only in XRT |
|---|---|
| Capital Group Core Plus Income ETF 23.22% | Groupon Inc 1.78% |
| Capital Group Core Bond ETF 15.60% | RealReal Inc/The 1.75% |
| Broadcom Inc 4.57% | Bath & Body Works Inc 1.73% |
| Taiwan Semiconductor Manufacturing Co Lt 3.48% | Warby Parker Inc 1.64% |
| Alphabet Inc 2.78% | Upbound Group Inc 1.59% |
| Micron Technology Inc 2.23% | Coupang Inc 1.55% |
| Philip Morris International Inc 2.07% | Maplebear Inc 1.55% |
| Apple Inc 2.00% | Revolve Group Inc 1.52% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| CGBL Capital Group Core Balanced ETF | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Capital | State Street |
| What it is | Core Balanced | SPDR S&P Retail |
| Total return, 1 year | +9.9% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −7.6 pts | −20.6 pts |
| Expense ratio | 0.33% | 0.35% |
| Already in the S&P 500 | 48.1% | 22.5% |
| Holdings | 77 | 75 |
CGBL in plain words
CGBL is an index equity fund tracking the Core Balanced. Over the year to Sep 11, 2026 it returned +9.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.33% a year. By its holdings filed for Jun 30, 2026, 48% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 59.2%.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 75 positions, with the top ten at 16.1%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, CGBL or XRT?
- In the year to Sep 12, 2026, with distributions reinvested, CGBL returned +9.9% and XRT returned −3.0%, so CGBL returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, CGBL or XRT?
- CGBL charges 0.33% a year and XRT charges 0.35%, so CGBL is cheaper. Fees come from each fund's prospectus.
- How much do CGBL and XRT overlap with the S&P 500?
- By their latest filed holdings, 48% of CGBL and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 1% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, CGBL against XRT, data as of Sep 12, 2026. https://etfiq.com/compare/any/CGBL-XRT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources