Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
CGBL vs XLY: how they differ
CGBL and XLY hold 5% of their weight in the same names, and CGBL returned more over the year.
Capital Group Core Balanced ETF and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, CGBL and XLY hold 5% of their money in the same securities at the same weight.
| Holding | CGBL | XLY |
|---|---|---|
| Booking Holdings Inc | 1.10% | 3.44% |
| Amazon.com Inc | 0.81% | 22.24% |
| Royal Caribbean Cruises Ltd | 0.55% | 1.97% |
| Home Depot Inc/The | 0.50% | 5.83% |
| DR Horton Inc | 0.48% | 1.07% |
| Darden Restaurants Inc | 0.42% | 0.59% |
| Starbucks Corp | 0.38% | 2.90% |
| Carnival Corp Ltd | 0.36% | 0.92% |
| NIKE Inc | 0.23% | 1.23% |
| Only in CGBL | Only in XLY |
|---|---|
| Capital Group Core Plus Income ETF 23.22% | Tesla Inc 19.66% |
| Capital Group Core Bond ETF 15.60% | McDonald's Corp 4.16% |
| Broadcom Inc 4.57% | TJX Cos Inc/The 3.93% |
| Taiwan Semiconductor Manufacturing Co Lt 3.48% | Lowe's Cos Inc 3.08% |
| Alphabet Inc 2.78% | Marriott International Inc/MD 2.02% |
| Micron Technology Inc 2.23% | O'Reilly Automotive Inc 1.90% |
| Philip Morris International Inc 2.07% | Hilton Worldwide Holdings Inc 1.87% |
| Apple Inc 2.00% | DoorDash Inc 1.74% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| CGBL Capital Group Core Balanced ETF | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Capital | State Street |
| What it is | Core Balanced | Consumer discretionary |
| Total return, 1 year | +9.9% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −7.6 pts | −21.6 pts |
| Expense ratio | 0.33% | 0.08% |
| Already in the S&P 500 | 48.1% | 100.0% |
| Holdings | 77 | 47 |
CGBL in plain words
CGBL is an index equity fund tracking the Core Balanced. Over the year to Sep 11, 2026 it returned +9.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.33% a year. By its holdings filed for Jun 30, 2026, 48% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 59.2%.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, CGBL or XLY?
- In the year to Sep 12, 2026, with distributions reinvested, CGBL returned +9.9% and XLY returned −4.1%, so CGBL returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, CGBL or XLY?
- CGBL charges 0.33% a year and XLY charges 0.08%, so XLY is cheaper. Fees come from each fund's prospectus.
- How much do CGBL and XLY overlap with the S&P 500?
- By their latest filed holdings, 48% of CGBL and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 5% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, CGBL against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/CGBL-XLY Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources