Which returned more over the last year, BSV or XLY?

In the year to Sep 12, 2026, with distributions reinvested, BSV returned +1.1% and XLY returned −4.1%, so BSV returned more. One year is one year; the longer windows are in the table.

Which is cheaper, BSV or XLY?

BSV charges 0.03% a year and XLY charges 0.08%, so BSV is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

BSV vs XLY: how they differ

BSV and XLY hold 0% of their weight in the same names, and BSV returned more over the year.

Vanguard Short-Term Bond Index Fund and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, BSV and XLY hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in BSV	Only in XLY
United States Treasury Note/Bond 1.13%	Amazon.com Inc 22.24%
United States Treasury Note/Bond 0.90%	Tesla Inc 19.66%
United States Treasury Note/Bond 0.89%	Home Depot Inc/The 5.83%
United States Treasury Note/Bond 0.82%	McDonald's Corp 4.16%
United States Treasury Note/Bond 0.81%	TJX Cos Inc/The 3.93%
United States Treasury Note/Bond 0.81%	Booking Holdings Inc 3.44%
United States Treasury Note/Bond 0.80%	Lowe's Cos Inc 3.08%
United States Treasury Note/Bond 0.78%	Starbucks Corp 2.90%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

BSV and XLY on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	BSV Vanguard Short-Term Bond Index Fund	XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	State Street
What it is	Short-Term Bond	Consumer discretionary
Total return, 1 year	+1.1%	−4.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−16.4 pts	−21.6 pts
Expense ratio	0.03%	0.08%
Holdings	3185	47

BSV in plain words

BSV is a bond fund tracking the Short-Term Bond. Over the year to Sep 11, 2026 it returned +1.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.

XLY in plain words

XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, BSV or XLY?: In the year to Sep 12, 2026, with distributions reinvested, BSV returned +1.1% and XLY returned −4.1%, so BSV returned more. One year is one year; the longer windows are in the table.
Which is cheaper, BSV or XLY?: BSV charges 0.03% a year and XLY charges 0.08%, so BSV is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

BSV against XLY, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, BSV against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/BSV-XLY Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources