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Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

BNDX vs VBIL: how they differ

BNDX and VBIL hold 0% of their weight in the same names, and VBIL returned more over the year.

Vanguard Total International Bond Index Fund and Vanguard 0-3 Month Treasury Bill ETF.

What they hold in common

By the books each fund has filed, BNDX and VBIL hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in BNDXOnly in VBIL
French Republic Government Bond OAT 0.18%United States Treasury Bill 6.78%
Bundesschatzanweisungen 0.14%United States Treasury Bill 6.10%
Canadian Government Bond 0.13%United States Treasury Bill 5.61%
Canadian Government Bond 0.10%United States Treasury Bill 5.41%
Canadian Government Bond 0.10%United States Treasury Bill 5.18%
Canadian Government Bond 0.09%United States Treasury Bill 5.17%
Canadian Government Bond 0.08%United States Treasury Bill 5.15%
Canadian Government Bond 0.08%United States Treasury Bill 5.13%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.

BNDX and VBIL on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
BNDX
Vanguard Total International Bond Index Fund
VBIL
Vanguard 0-3 Month Treasury Bill ETF
Where it sitsCore index fundCore index fund
IssuerVanguardVanguard
What it isTotal International Bond0-3 Month Treasury Bill
Total return, 1 year−0.7%+3.8%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500−18.2 pts−13.7 pts
Expense ratio0.07%0.06%
Holdings670726

BNDX in plain words

BNDX is a bond fund tracking the Total International Bond. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year.

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, BNDX or VBIL?
In the year to Sep 12, 2026, with distributions reinvested, BNDX returned −0.7% and VBIL returned +3.8%, so VBIL returned more. One year is one year; the longer windows are in the table.
Which is cheaper, BNDX or VBIL?
BNDX charges 0.07% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

BNDX against VBIL, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, BNDX against VBIL, data as of Sep 12, 2026. https://etfiq.com/compare/any/BNDX-VBIL Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources